Best savings rates – earn as much as 5%

The best savings rates on the market are offering up to 5% on your cash. Act fast before these top-paying accounts disappear

Savings rates time
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If you're looking for the best savings rates, you can earn as much as 5% with the top easy-access account or up to 4.55% with a one-year fixed savings account.

The difference is that you have the freedom to make withdrawals with an easy-access account, whereas fixing your savings requires your cash to be locked in for a specific term.

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Account

AER

Minimum deposit

Notes

Chase Saver With Boosted Rate

5%

£0

Save up to £3 million. Open online

Atom Bank Instant Saver Reward

4.75%

£0

Save up to £100,000. Open online

Oxbury Bank 120 Day Notice Base Rate Tracker

4.6%

£1,000

Save up to £500,000. Open online

GB Bank 120 Day Notice Issue 2 Account

4.58%

£1,000

Save up to £100,000. Open online.

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Account

AER

Minimum deposit

Notes

Chase Saver With Boosted Rate

5%

£0

Save up to £3 million. Open online

Atom Bank Instant Saver Reward

4.75%

£0

Save up to £100,000. Open online

cahoot Simple Saver

4.55%

£1

Save up to £2 million. Open online

Family Building Society Online Saver

4.52%

£100

Save up to £250,000. Open online.

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Account

AER

Minimum deposit

Notes

Principality Building Society Regular Saver

7.5%

£1

Save up to £200 per month. Open online or in person.

Zopa Regular Saver

7.1%

£0

Save up to £300 per month. Open online.

First Direct Regular Saver

7%

£25

Save up to £300 per month. Open online.

Co-operative Bank Regular Saver

7%

£1

Save up to £250 per month. Open online or in person.

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Account

AER

Min. opening deposit

Notes

Cynergy Bank 1 Year Fixed Bond

4.55%

£1,000

Save up to £1 million. Open online

Marcus by Goldman Sachs®1 Year Fixed Rate Saver

4.55%

£0

Save up to £250,000. Open online

Vanquis Bank Savings

4.52%

£1,000

Save up to £250,000. Open online

GB Bank 1 Year Fixed Rate Bond

4.5%

£1,000

Save up to £100,000. Open online

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Account

AER

Min. opening deposit

Notes

Cynergy Bank 2 Year Fixed Bond

4.45%

£1,000

Save up to £1 million. Open online

GB Bank 2 Year Fixed Rate Bond

4.43%

£1,000

Save up to £100,000. Open online

Vanquis Bank Savings

4.43%

£1,000

Save up to £250,000. Open online

JN Bank Fixed Term Savings Account

4.4%

£100

Save up to £500,000. Open online

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Oojal Dhanjal
Editorial Content Producer

Oojal has a background in consumer journalism and is interested in helping people make the most of their money.Oojal has an MA in international journalism from Cardiff University, and before joining MoneyWeek, she worked for Look After My Bills, a personal finance website, where she covered guides on household bills and money-saving deals.Her bylines can be found on Newsquest, Voice Wales, DIVA and Sony Music, and she has explored subjects ranging from politics and LGBTQIA+ issues to food and entertainment.Outside of work, Oojal enjoys travelling, going to the movies and learning Spanish with a little green owl.