Mortgages
The latest news, updates and opinions on Mortgages from the expert team here at MoneyWeek
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What’s happening with UK house prices? Latest property market moves and forecasts
House price growth has slumped in the build-up to the Autumn Budget and forecasts suggest it may slow further following the latest fiscal update. Where are prices heading for the rest of 2025 and beyond?
By Daniel Hilton Last updated
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Will mortgage rates fall this year?
Average mortgage rates have tumbled over the past few weeks. Whether you're buying a home, remortgaging or a buy-to-let landlord, we look at the outlook for mortgage rates this year and into 2026.
By Ruth Emery Last updated
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Is now a good time to buy a house?
With mortgage rates falling and affordability pressures easing, now could be a good time to buy a house. But if you want to be moved in by Christmas you had better act fast.
By Daniel Hilton Last updated
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Buying vs renting: is is better to own or rent your home?
The higher mortgage rates of recent years have actually made renting comparatively cheaper, analysis suggests
By Marc Shoffman Published
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'After property renovation costs spiralled, I had no choice but to get a second charge mortgage'
After unprecedented events wreaked havoc on a couple's property renovation plans, they turned to a second charge mortgage. What are they and how do they work?
By Samantha Partington Published
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Should you fix your mortgage or opt for a variable rate?
With the Bank of England pausing its rate cutting for now, homeowners remortgaging this year must choose between the stability of a fixed mortgage or the chance to benefit from future rate cuts on a variable rate deal.
By Laura Miller Last updated
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Green mortgages: how do they work and how much can you save?
Most high-street lenders now offer some kind of green mortgage deal. We look at who’s eligible, how to apply and the mortgage rates and cashback on offer
By Ruth Emery Published
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Time to remortgage? Everything you need to know to get the best deal
A mortgage is likely to be your biggest monthly expense, which makes securing the best rate and terms crucial when it’s time to remortgage
By Samantha Partington Last updated
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More borrowers are taking marathon mortgages that will last into retirement – how risky are they?
Quilter has uncovered a 251% increase in the number of borrowers taking out longer loan terms but the wealth manager suggests this isn't necessarily a bad thing. We examine the risks
By Marc Shoffman Published
