Mortgages
The latest news, updates and opinions on Mortgages from the expert team here at MoneyWeek
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Should you overpay your mortgage or invest?
Homeowners in the fortunate position of having spare cash may be weighing up if they should use it to reduce their mortgage debt or invest it. We explain which one might work best for you
By Ruth Emery Last updated
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Mortgage overpayment calculator: can you pay off your home loan early?
Our mortgage overpayment calculator can help you to see how much overpayments can reduce your mortgage balance.
By Holly Thomas Last updated
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What’s happening with UK house prices? Latest property market moves explained
House prices have risen so far this year ahead of April’s stamp duty deadline but we could see a slowdown in the market after the changes kick in, and as the busy spring selling season begins. Will house prices rise or fall in 2025?
By Katie Williams Last updated
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RICS: UK housing market starts to lose momentum
The latest survey by the Royal Institution of Chartered Surveyors reveals that housing market activity is slowing due to the upcoming stamp duty hike, as well as “international economic uncertainties”
By Ruth Emery Published
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Should you overpay your mortgage?
If you have spare cash left over at the end of the month, should you overpay your mortgage, or would savings or your pension be a better home for your money?
By Holly Thomas Last updated
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What is an offset mortgage and should you consider one?
Offset mortgages are a good way to put your money to work. We explain what they are and if they might work for you.
By Holly Thomas Last updated
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Time to remortgage? Everything you need to know to get best deal
A mortgage is likely to be your highest monthly expense which makes securing the best rate and terms crucial when it’s time to remortgage
By Samantha Partington Last updated
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Should you fix your mortgage or opt for a variable rate?
Following the Bank of England’s first interest rate cut of 2025, homeowners remortgaging this year must choose between the stability of a fixed mortgage or the chance to benefit from future rate cuts on a variable rate deal.
By Samantha Partington Last updated
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Should mortgage lending rules be relaxed to boost the UK economy?
Changes to mortgage affordability tests are being proposed as a way to boost the ailing UK economy.
By Marc Shoffman Published