Mortgages
The latest news, updates and opinions on Mortgages from the expert team here at MoneyWeek
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Time to remortgage? Everything you need to know to get the best deal
A mortgage is likely to be your biggest monthly expense, which makes securing the best rate and terms crucial when it’s time to remortgage
By Samantha Partington Last updated
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Will mortgage rates fall this year?
Two-year mortgage rates have fallen below five-year deals for the first time since 2022. Whether you're buying a home, remortgaging or a buy-to-let landlord, we look at the outlook for mortgage rates this year
By Ruth Emery Last updated
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Is now a good time to buy a house?
Mortgages may be getting cheaper but stamp duty costs remain a challenge for those looking to get on or move up the property ladder
By Ruth Emery Last updated
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First-time buyer mortgages that lend a hand
The first rung of the property ladder can feel like more of a leap than a step – but choosing the right mortgage can help
By MoneyWeek Published
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More borrowers are taking marathon mortgages that will last into retirement – how risky are they?
Quilter has uncovered a 251% increase in the number of borrowers taking out longer loan terms but the wealth manager suggests this isn't necessarily a bad thing. We examine the risks
By Marc Shoffman Published
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Rents outpace mortgages with 21% rise over three years
Renters have seen a bigger increase in their monthly housing costs since 2022 than mortgaged homeowners, according to Zoopla
By Ruth Emery Published
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Rachel Reeves announces permanent 95% mortgage guarantee scheme
Mortgages offered through the scheme will mean first-time buyers and home movers can buy a home with a deposit of just 5%
By Ruth Emery Last updated
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Millions of homeowners to see mortgage payments rise
Mortgage holders with deals expiring soon can expect to pay more, according to Bank of England calculations, though the increase is less than previously forecast
By Laura Miller Published
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Reducing cash ISA limit will make lending difficult and expensive, warn providers
An open letter from the Building Societies Association has urged the chancellor to keep the cash ISA limit at £20,000. We look at whether a smaller cash ISA allowance will make it harder to get a mortgage or loan
By Daniel Hilton Published