UK property

Britain's house price bubble

After the financial crisis, Britain's property market suffered a slump. But it wasn't long before house prices started rising fast, driven by cheap money and misguided government policies. Many people – us included – are now worried we are now in a house price bubble. So what does the future hold for Britain's house prices?

UK house price indices

The Halifax and Nationwide indices are based on each lender's mortgage approvals, and exclude cash sales. Both are "seasonally-adjusted" – the market is slower in winter and busier in spring. The Rightmove index is based on sellers' initial asking prices, and the ONS (Office for National Statistics) index is based on data including house prices, mortgages, transactions and land prices.

Why you should be glad that house prices are falling in “real” terms

House prices are now rising more slowly than inflation – could we see a soft landing for the property market? John Stepek hopes so.

It’s time to reshape our beleaguered housing market

From Help to Buy to stamp-duty charges, housing has seen unprecedented government interference in recent years. What’s our experts’ take on the outcome? John Stepek chairs our Roundtable discussion.

Think twice before letting out spare rooms in your house

Airbnb seems to offer easy money for those with spare rooms to let out. But be aware of the rules.

Cautionary tales of leaseholder regret

The dangers of buying a property on a long leasehold instead of a freehold are becoming clearer every day, says Merryn Somerset Webb.

HMO landlords: prepare for new rules

The government is cracking down on overcrowded house shares. If you’re an HMO landlord, make sure you’re up to date.

Ditch the demented Help to Buy policy now

If we ever want the UK to have a slightly less dysfunctional property market than the one it has now, the government needs to get rid of Help to Buy, says Merryn Somerset Webb.

Why you should never buy a leasehold property

Having bought a leasehold property, you may think you own it. But you don’t, says Merryn Somerset Webb. Your freeholder owns it, and you are entirely at their mercy.

Don’t panic! Stagnant house prices are great news for us all

UK house prices are growing at their slowest rate for five years. John Stepek explains what’s behind the slowdown, and why it’s good news for everyone.

Help-to-remortgage needed

Help-to-buy homeowners face a limited choice when the time comes to repay, says Sarah Moore.

What are the odds on the ideal outcome for UK house prices?

Stagnation or a gentle decline in house prices is the best-case scenario for the property market. John Stepek explains why, and looks at whether we’re likely to get it.

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