Advertisement

AUTHOR

David Prosser

David Prosser is a freelance journalist with more than 20 years of experience writing about personal finance, business, economics and entrepreneurship. A former business editor of The Independent and personal finance editor of Express Newspapers, David has also written for The Times, The Guardian, The Observer, The Financial Times and a range of specialist magazines and websites.

Visit/personal-finance/pensions/601402/landmark-ruling-puts-pension-tax-relief-in-jeopardy
Pensions

Landmark ruling puts pension tax relief in jeopardy

Savers who made in specie contributions to pensions – transferring assets such as art or property instead of paying in cash – could face big bills
1 Jun 2020
Visit/personal-finance/pensions/601404/savers-tap-in-to-their-pensions-as-covid-19-saps-cash
Pensions

Savers tap in to their pensions as Covid-19 saps cash

Covid-19 hardship is leading record numbers of people to dip into their pension savings early.
30 May 2020
Visit/personal-finance/pensions/601403/a-sipp-provider-cant-do-your-research-for-you
Pensions

A Sipp provider can’t do your research for you

Execution-only platforms have no responsibility to protect you from your own bad investment decisions, a court has ruled.
29 May 2020
Visit/economy/small-business/601358/small-business-how-to-prepare-your-staff-for-the-return-to-work
Small business

Small business: how to prepare your staff for the return to work

Small businesses contemplating how to respond to the prime minister’s call to return to work need to tread carefully.
27 May 2020
Advertisement
Visit/economy/small-business/601357/how-to-approach-job-cuts
Small business

Small business: how to approach job cuts

Strict rules govern the redundancy process. Prepare very carefully if you're intending to cut jobs in your business.
27 May 2020
Visit/economy/small-business/601359/small-firms-get-trade-credit-lifeline
Small business

Small firms get trade-credit lifeline

Small businesses dependent on trade-credit insurance have been thrown a lifeline by a new government pledge to stand behind such policies.
22 May 2020
Visit/personal-finance/pensions/601313/what-to-do-if-your-employer-is-skimping-on-pension-contributions
Pensions

What to do if your employer is skimping on pension contributions

Many employers are cutting their contribution to workplace pension scheme to save money . Here's what you can do.
19 May 2020
Visit/personal-finance/pensions/601314/lockdown-chores-for-pension-savers
Pensions

Lockdown chores for pension savers

Add tracing your old forgotten pensions to the list of chores to do with your lockdown free time.
16 May 2020
Visit/economy/small-business/601276/small-businesses-dealing-with-your-landlord-and-suppliers
Small business

Small businesses: dealing with your landlord and suppliers

For many small businesses, the key to getting through the Covid-19 pandemic may be negotiating a sympathetic arrangement with the landlord or key supp…
12 May 2020
Advertisement
Visit/economy/small-business/601275/beefed-up-government-loan-scheme-brings-big-help-for-small-firms
Small business

Beefed up government loan scheme brings big help for small firms

The government’s Bounce Back loan package for small businesses affected by the Covid-19 crisis is exceptionally generous.
7 May 2020
Advertisement
Visit/personal-finance/pensions/601254/what-being-furloughed-means-for-your-workplace-pension
Pensions

What being furloughed means for your workplace pension

An enforced break from work will chip away at your retirement savings. What are your options?
2 May 2020
Visit/personal-finance/pensions/601255/pensions-regulator-freezes-transfers-out-of-final-salary-pension
Pensions

Pensions Regulator freezes transfers out of final salary pension schemes

Amid the Covid-19 panic, the Pensions Regulator has given 5,500 defined benefit pension schemes the right to suspend all transfers for up to three mon…
1 May 2020
Visit/economy/small-business/601211/government-patches-up-small-business-loan-scheme
Small business

Government patches up small business loan scheme

Changes to the Coronavirus Business Interruption Loan Scheme, under which the government guarantees 80% of loans made by banks and lenders, are having…
24 Apr 2020
Visit/personal-finance/pensions/601165/coronavirus-crisis-hits-occupational-pension-schemes
Pensions

Coronavirus crisis hits occupational pension schemes

A sharp fall in stocks and bond yields has damaged occupational pensions, endangering benefits.
20 Apr 2020
Visit/personal-finance/pensions/601166/gated-property-funds-hit-income-drawdowns
Pensions

Gated property funds hit income drawdowns

Many property fund managers have banned savers from withdrawing money.
17 Apr 2020
Visit/economy/small-business/601126/loan-scheme-revamped
Small business

Government revamps loan scheme for small businesses

The tweaks to the government’s coronavirus aid package should help small companies
10 Apr 2020
Advertisement
Visit/economy/small-business/601127/start-ups-could-be-finished-without-help
Small business

Start-ups could be finished without government help

Many start-up companies are unlikely to qualify for help from the government’s Business Interruption Loan Scheme.
10 Apr 2020
Visit/personal-finance/pensions/601088/coronavirus-how-are-my-pension-savings-affected-and-what-should-i
Pensions

Coronavirus: how are my pension savings affected and what should I do?

Falling markets will have taken a bite out of your pension savings. Here are the key questions to consider.
7 Apr 2020
Advertisement
Visit/economy/small-business/601090/coronavirus-help-for-the-self-employed
Small business

Coronavirus: help for the self-employed

The government has unveiled new measures for sole traders. But it is complicated – so read the small print carefully.
4 Apr 2020
Visit/economy/small-business/601048/how-to-use-the-business-bailout
Small business

How to use the business bailout

The government has provided unprecedented support to small businesses. Here’s how to benefit.
31 Mar 2020
Visit/economy/small-business/601054/coronavirus-where-the-self-employed-can-turn-for-help
Small business

Coronavirus: where the self-employed can turn for help

Freelancers and the self-employed should check what help they may be eligible for.
27 Mar 2020
Visit/personal-finance/pensions/601009/tinkering-with-the-pensions-tapering-system
Pensions

Tinkering with the pensions tapering system

The problems caused by the annual pension contribution allowance have been partially addressed, says David Prosser.
24 Mar 2020
Advertisement
Visit/economy/small-business/600964/what-ir35-means-for-you
Small business

What IR35 means for you

The rules distinguishing freelancers from employees are being updated. Here’s what you need to know.
18 Mar 2020
Visit/node/601003
Pensions

Bad news on pensions buried in the Budget

Changing the way pensions are increased in line with inflation could cost the average pension scheme member as much as £12,000.
18 Mar 2020
Visit/personal-finance/pensions/600923/another-pensions-scandal-is-brewing
Pensions

Another pensions scandal is brewing

Poor advice has prompted many savers to transfer out of final-salary pension schemes for no good reason.
11 Mar 2020
Visit/economy/small-business/600888/how-best-to-finance-your-businesss-assets
Small business

Small business loans: how best to finance your firm's assets

Banks won’t lend much to small businesses, but there are plenty of other sources of cash.
4 Mar 2020
Visit/personal-finance/pensions/600851/paid-too-much-pension-by-mistake
Pensions

Have you been paid too much pension by mistake?

If your pension provider messes up and pays you more pension than you’re entitled to, you will almost always have to give it back. However, there are …
27 Feb 2020
Advertisement
Visit/economy/small-business/600815/small-business-exporting
Small business

How to start exporting with your small business

Small businesses aren’t exporting enough. They need to do their homework, says David Prosser
19 Feb 2020
Visit/economy/small-business/600816/beware-the-rogue-energy-suppliers
Small business

Beware the rogue energy suppliers

Ofgem has warned small businesses to be on their guard against rogue “energy brokers” flogging poor-value gas and electricity contracts.
18 Feb 2020
Visit/personal-finance/pensions/state-pensions/600781/how-much-extra-state-pension-you-will-get-if-you
State pensions

How much extra state pension you will get if you delay claiming it

If you delay claiming your state pension by a year or two you could end up much better off in retirement.
13 Feb 2020
Visit/personal-finance/equity-release/600780/equity-release-how-to-tap-your-house-for-cash
Equity release

Equity release: how to tap your house for cash

The pros and cons of releasing equity from your home compared with moving to a smaller one
10 Feb 2020
Visit/economy/small-business/600731/how-to-monetise-your-companys-website
Small business

How to monetise your company's website

If your company has a website, make sure it’s attracting visitors
5 Feb 2020
Visit/personal-finance/600674/pass-on-your-pension-without-paying-inheritance-tax
Personal finance

Pass on your pension without paying inheritance tax

The 2015 pension reforms make it easier for you to ensure your heirs avoid inheritance tax when you die
29 Jan 2020
Visit/personal-finance/600675/pension-contributions-what-you-need-to-declare-on-your-tax-return
Personal finance

Pension contributions: what you need to declare on your tax return

Make sure you don't forget to declare your pension contributions in your tax return
28 Jan 2020
Visit/economy/small-business/600658/is-your-business-paying-enough-vat
Small business

Is your business paying enough VAT?

Any business with annual sales of more than £85,000 must be registered for VAT.
23 Jan 2020
Visit/economy/small-business/600657/small-business-how-to-chase-late-paying-customers
Small business

Small business: how to chase late-paying customers

Many small business have trouble getting their customers to pay up on time. Here's what you can do about it.
23 Jan 2020
Advertisement