Latest articles by Katie Williams
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10 ways to cut your capital gains tax bill
Higher capital gains tax rates now have to be factored into our annual financial planning – but these 10 steps could help you cut your bill
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Triple lock alternatives: will the government reform the state pension?
The government has promised not to touch the triple lock this Parliament, but rising costs mean reform could be inevitable eventually
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Retirement confidence surges – but is it misplaced?
One in three now feel ‘very’ or ‘extremely’ confident about their ability to afford a comfortable retirement, but industry data paints a gloomier reality
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How to get a guaranteed income in retirement
Savers want certainty in retirement, with almost two-fifths naming guaranteed income as their main priority. An annuity can achieve this – but what other income options are available to supplement it?
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What is the Budget and when is it announced?
Chancellor Rachel Reeves is set to deliver her next Budget at the end of November – but what exactly does the fiscal event involve?
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High earners at risk of £65k retirement shock
High earners could face some of the biggest pension shortfalls when they retire, as the cost of maintaining an expensive lifestyle could erode their retirement savings
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How to invest £50,000
If you come into a sudden windfall or have excess savings in the bank, you might want to put the money to work. Three financial experts tell us how they would invest £50,000.
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Avoid the pensioner tax trap – six ways to reduce your tax bill in retirement
The state pension could rise by another 4-4.5% next April, before breaching the personal allowance a year later. It means more pensioners will be dragged into paying tax on their retirement income. We look at ways to cut your bill.
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Nationwide: House prices unexpectedly dropped in August
House prices fell by 0.1% in August in a surprise drop, according to Nationwide, as “affordability remains stretched”
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How to file a self-assessment tax return
Filing a tax return is one the the most-hated jobs, but getting it in early can alleviate stress and reduce the risk of fines. We share our step-by-step guide.
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Pension tax refunds: how to get your money back if you have been overcharged
New figures show some pensioners claimed back more than £100,000 from HMRC in 2023/24, having previously overpaid through an emergency tax code. Could you be due a refund?
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73% of savers plan to rely on partner’s pension in retirement
A new survey suggests the majority of people may lack financial independence in retirement, with almost three-quarters set to rely on their partner’s pension
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Child Benefit: how it works, eligibility criteria and how to claim
Child Benefit is worth hundreds of pounds per year and claiming it can help build up your state pension entitlement. We look at who is eligible and how to get the payment
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Investors rediscover the virtue of value investing over growth
Growth investing, betting on rapidly expanding companies, has proved successful since 2008. But now the other main investment style seems to be coming back into fashion.
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What is your personal inflation rate and how do you calculate it?
UK inflation crept up in July hitting 3.8%, partly driven by soaring airfares. Did your personal inflation rate rise by more or less than the national average?
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What is the state pension triple lock?
The UK state pension triple lock is loved by pensioners but hated by economists. What is the triple lock – and what does its future hold?
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UK inflation hits highest level in 18 months
Inflation jumped again in July, hitting 3.8%.
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Rachel Reeves ‘considers replacing stamp duty with property sale tax’
Chancellor Rachel Reeves is rumoured to be considering replacing stamp duty land tax with a new levy on the sale of properties worth more than £500,000
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Could falling interest rates be the motivation savers need to invest?
Chancellor Rachel Reeves wants to spark an investment revolution. Falling interest rates could help her in her mission.
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How to manage higher private school fees
Private school fees have soared by thousands following the addition of VAT, and further increases could lie in store going forward. We explain how to manage the higher costs.
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Five steps to maximise your mid-life financial prime
Earnings often peak in your mid-30s and 40s – and you can make your money go further by putting it to work.
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Is now a good time to buy UK housebuilders?
The past few years have been tough for housebuilders – an interest-rate sensitive sector – but valuations now look more compelling
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Nine ways to reduce your inheritance tax bill
The government has collected a record amount of inheritance tax in recent years – but these steps could help you cut your bill
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RICS: Property market recovery falters
Estate agents say house prices dipped in July with fewer buyers and agreed sales
