
Katie Williams
Katie has a background in investment writing and is interested in everything to do with personal finance, politics, and investing. She enjoys translating complex topics into easy-to-understand stories to help people make the most of their money.
Katie believes investing shouldn’t be complicated, and that demystifying it can help normal people improve their lives.
Before joining the MoneyWeek team, Katie worked as an investment writer at Invesco, a global asset management firm. She joined the company as a graduate in 2019. While there, she wrote about the global economy, bond markets, alternative investments and UK equities.
Katie loves writing and studied English at the University of Cambridge. Outside of work, she enjoys going to the theatre, reading novels, travelling and trying new restaurants with friends.
Latest articles by Katie Williams
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How does the Lifetime ISA work? Key LISA rules
What is a Lifetime ISA (LISA) and how much could the government bonus boost your savings by? We look at the perks and the pitfalls.
By Katie Williams
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Reeves expected to review pension contribution rates in Mansion House shake-up
Chancellor Rachel Reeves is expected to kickstart her long-awaited pensions adequacy review, which could involve increasing workplace contribution rates above 8%
By Katie Williams
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One in six don’t know who will inherit their pension
What happens to your pension when you die – and why is naming a beneficiary so important?
By Katie Williams
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No savings from welfare bill after PIP changes shelved – will taxes rise this autumn?
Labour’s welfare bill passed on Tuesday, but eleventh-hour concessions could reduce the overall savings to zero
By Katie Williams
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How to gift Premium Bonds
Could Premium Bonds be the gift that keeps on giving? We look at how to buy them for a child.
By Katie Williams
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Government confirms £2.5bn U-turn on PIP and Universal Credit – what does it mean for Reeves?
A major rebellion has forced the government to slash its proposed benefit reforms, cutting the annual savings in half
By Katie Williams
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Will “Liberation Day” strike again?
Donald Trump’s 90-day tariff pause comes to an end on 9 July. Can we expect further market turmoil?
By Katie Williams
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MPs warn over Lifetime ISAs which could leave savers out of pocket
The Treasury Committee has highlighted confusion around the Lifetime ISA withdrawal charge, which risks consumers losing “a significant part of their savings”
By Katie Williams
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The £40k cost of starting your pension five years late – and how to fix it
Savers who postponed their pension saving by five years when they first started working could be £40k worse off in retirement. Can you fix the errors of your youth?
By Katie Williams
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What are safe-haven assets and should you invest in them?
Investors often look to safe-haven assets like gold in times of market turmoil, but do they live up to the name?
By Katie Williams
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Bargain bling: invest in luxury stocks while they are out of style?
Although sellers of luxury goods are more insulated than many industries, economic headwinds have been holding them back too. Is now a good time to pick up a bargain?
By Katie Williams
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Is the London Stock Exchange in peril?
More than 150 companies have left the London Stock Exchange or moved their primary listing since the start of 2024. What does it mean for investors and the economy?
By Katie Williams
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UK interest rates held at 4.25%
The Bank of England voted to hold interest rates at their current level by a 6-3 majority at its June meeting
By Katie Williams
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How high earners could boost their pension by thousands and cut childcare costs
Salary sacrifice could boost your pension by thousands, while also helping you save on childcare costs. We delve into the numbers.
By Katie Williams
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What has changed with employers’ National Insurance – and how will it impact you?
Will you feel the effects of the National Insurance hike, as businesses warn of redundancies, smaller pay rises and higher inflation?
By Katie Williams
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Steel industry still in limbo as Trump and Starmer finalise parts of trade deal
Donald Trump has signed an order confirming parts of the UK-US trade deal, but 25% steel and aluminium tariffs remain in place
By Katie Williams
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Paying the grandkids’ school fees could generate a shock IHT bill
Private school fees have soared as a result of the government’s VAT policy, meaning more grandparents are helping out – but what are the tax implications?
By Katie Williams
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Rents rise at slowest pace for four years – is buy-to-let still worth it?
Slowing rental growth and higher property taxes are creating a headache for landlords. Does buy-to-let still offer a good yield?
By Katie Williams
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Should you bag a bargain with a half-price investment trust?
Twenty-six investment trusts look cheap by historic standards, with some trading at a discount of more than 50%. Are they a bargain or value trap?
By Katie Williams
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Frozen thresholds could push ‘tax freedom day’ to latest date this century
Tax freedom day is the point in the year you stop earning for the taxman and start earning for yourself. A rising tax burden could push it to 12 June this year – the latest date since 1982.
By Katie Williams
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How much should I have in emergency savings?
One in ten have no savings at all, while over a fifth have less than £1,000, leaving them vulnerable to unexpected events. How much should you have in emergency savings?
By Katie Williams
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What is the 67% inheritance tax trap on pensions – and can you avoid it?
Your loved ones could find themselves paying an effective tax rate of 67% once pensions are brought into the inheritance tax net from April 2027. The concern has sparked an increase in wealth transfer conversations with financial planners.
By Katie Williams
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Donald Trump doubles steel and aluminium tariffs – what does it mean for markets?
Donald Trump’s steel and aluminium tariffs will be doubled to 50% from Wednesday. Will the UK be impacted following its trade deal agreement, and what does it mean for markets?
By Katie Williams
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Is a mortgage in retirement always a bad idea?
A mystery shopper exercise shows high street lenders are “shunning” retirees looking to take out a mortgage. Are they right to do so?
By Katie Williams