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We need to build a lot more retirement housing – but how?

Purpose-built retirement properties make a lot of sense for everyone – not just the elderly. We need a lot more of them. But, asks Merryn Somerset Webb, what’s the best way to create them?

The assets to buy now – April 2015

Asset allocation is at least as important as individual share selection. So where should you be putting your money? Here’s April’s take on the major asset classes.

Inflation won’t spur people to take out big mortgages like it used to

For years home buyers took out big mortgages knowing inflation will ease the burden of repayment. That no longer makes quite the same sense, says Merryn Somerset Webb.

Getting lucky in the property market is not ‘providing for a long retirement’

Those lucky enough to be “asset-rich and cash-poor” might be better off selling up and using the money to fund their retirement, says Merryn Somerset Webb.

Cutting inheritance tax on homes is nuts – it’s just going to make the housing crisis worse

We need to persuade old people to downsize, and free up family homes for younger people. But the Tories’ latest inheritance tax plan will do exactly the opposite, says Merryn Somerset Webb.

How pensions freedom will solve the UK’s housing ‘shortage’

‘Empty-nest’ retirees have been blamed for contributing to Britain’s housing shortage, says Merryn Somerset Webb. But the new pensions rules may fix that.

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