Could an offset mortgage be the solution for beleaguered landlords looking to boost their cash flow? Emma Lunn investigates.
Investing in property
Property has held up remarkably well since US sub-prime mortgages sparked the financial crisis. UK house prices, for example, have risen to record highs. But there's more to investing in property than buying a holiday home or buy-to-let.
Commercial property has become an attractive investment via, for example, real estate investment trusts (Reits) or even property crowdfunding. At MoneyWeek, you can find some of the best ways of money from investing in property.
UK house price indices
The Halifax and Nationwide indices are based on each lender's mortgage approvals, and exclude cash sales. Both are 'seasonally-adjusted' – the market is slower in winter and busier in spring. The Rightmove index is based on sellers' initial asking pricess, and the DCLG (Dept for Communities and Local Government) index is based on data including house prices, mortgages, transactions and land prices.
Don't buy that house!
The positive climate surrounding the buy-to-let sector is unravelling – fast. A rash move now and you could pay a heavy price.
To avoid the time bomb at the heart of this sector you need to read our new investment report.
It'll arm you with everyone you need to become a well-informed buy-to-let investor.
|Click here to find out more|
The problem in the UK housing market is not a shortage of housing but a surplus of speculation called by very low interest rates. Solve that, says Merryn Somerset Webb, and you solve the “housing crisis”.
Many Britons rent out their UK property when they move abroad, says Emma Lunn. But being an expatriate landlord isn’t always straightforward.
Emma Lunn explains how property sellers can limit the amount of capital gains tax they have to pay.
Sarah Moore looks back over the year to see what happened in 2016 in the world of property.
Max King tips some of the best property funds for investors looking to put their money in bricks and mortar.
The rise in stamp duty is having an effect on the London property market. But what about house prices in the rest of the country?