Could an offset mortgage be the solution for beleaguered landlords looking to boost their cash flow? Emma Lunn investigates.
Investing in property
Property has held up remarkably well since US sub-prime mortgages sparked the financial crisis. UK house prices, for example, have risen to record highs. But there's more to investing in property than buying a holiday home or buy-to-let.
Commercial property has become an attractive investment via, for example, real estate investment trusts (Reits) or even property crowdfunding. At MoneyWeek, you can find some of the best ways of money from investing in property.
UK house price indices
The Halifax and Nationwide indices are based on each lender's mortgage approvals, and exclude cash sales. Both are 'seasonally-adjusted' – the market is slower in winter and busier in spring. The Rightmove index is based on sellers' initial asking pricess, and the DCLG (Dept for Communities and Local Government) index is based on data including house prices, mortgages, transactions and land prices.
Don't buy that house!
The positive climate surrounding the buy-to-let sector is unravelling – fast. A rash move now and you could pay a heavy price.
To avoid the time bomb at the heart of this sector you need to read our new investment report.
It'll arm you with everyone you need to become a well-informed buy-to-let investor.
|Click here to find out more|
There’s a problem in London’s high-end property market – people just aren’t as keen on luxury property as they were a year ago.
You can save for a new home with help-to-buy or lifetime Isas. Which is best, asks Emma Lunn.
The dramatic rise in probate fees is a sneaky way for the government to tax residential property, says Merryn Somerset Webb.
New research suggests that the areas with the highest demand were neglected by the government’s scheme, says Sarah Moore.
Housebuilders are setting aside millions to make right the shoddy work done on their new-build properties. Emma Lunn reports.
Homeowners who buy leasehold new build properties, hoping to buy the freehold later may be in for a shock, says Sarah Moore.