AUTHOR
Kalpana Fitzpatrick
Kalpana is an award-winning journalist with extensive experience in financial journalism. She is also the author of Invest Now: The Simple Guide to Boosting Your Finances, released in December 2022.
Her work includes writing for a number of media outlets, and was previously the editor of MoneyWeek’s sister title, The Money Edit.
Her experience includes writing for national papers and well-known women’s lifestyle and luxury titles. She was finance editor for Cosmopolitan, Good Housekeeping, Red and Prima.
She started her career at the Financial Times group, covering pensions and investments.
As a money expert, Kalpana is a regular guest on TV and radio – appearances include BBC One’s Morning Live, ITV’s Eat Well, Save Well, Sky News and more. She was also the resident money expert for the BBC Money 101 podcast .
Kalpana writes a monthly money column for Ideal Home and a weekly one for Woman magazine.
Kalpana also often speaks at events. She is passionate about helping people be better with their money; her particular passion is to educate more people about getting started with investing the right way.
What is happening to house prices?
Personal finance
What is happening to house prices?
House prices may have been slowing down, but asking prices are on the rise. We look at the latest on what is happening to house prices as ONS releases…
22 Mar 2023
Will energy prices go down in 2023?
Personal finance
Will energy prices go down in 2023?
Ofgem’s price cap is now predicted to fall below £2,000, based on average typical use, from July, for the first time since 2022. We have all the detai…
21 Mar 2023
Fuel duty frozen by another year and 5p cut extended - how to save on fuel costs
Personal finance
Fuel duty frozen by another year and 5p cut extended - how to save on fuel costs
Chancellor Jeremy Hunt extended the fuel duty freeze and extended the 5p-per-litre cut until March 2024. We look at how you can save on fuel.
15 Mar 2023
Energy prices expected to fall in July - should you switch to a fixed energy tariff?
Energy
Energy prices expected to fall in July - should you switch to a fixed energy tariff?
Fixed energy deals could be back this summer - we look at how much they may cost and if you should switch to a fixed price tariff.
15 Mar 2023
Government extends energy support
Personal finance
Government extends energy support
The Energy Price Guarantee will not go up in April as planned as the government extends energy support for another three months saving you £160. We lo…
15 Mar 2023
Can a woman deliver you better returns?
Investments
Can a woman deliver you better returns?
Women often make better stock pickers than men, delivering stronger returns for investors - but with fewer females managing funds, how can you make su…
7 Mar 2023
Investment trusts for your ISA
Investment trusts
Investment trusts for your ISA
Depending on your investment aims, these are the investment trusts to consider for your ISA
7 Mar 2023
The top funds to invest in
Funds
The top funds to invest in
As market volatility and recessionary fears continue, here are the most popular funds, stocks and trusts investors are putting their money into
2 Mar 2023
Ofgem sets new price cap - what does it mean for you?
Personal finance
Ofgem sets new price cap - what does it mean for you?
Ofgem has lowered its energy price cap by around £1,000 for April - will this mean lower energy bills are coming?
27 Feb 2023
Should you consolidate your small pension pots?
Pensions
Should you consolidate your small pension pots?
The Department for Work and Pensions is consulting on helping workers who hold a number of small pension pots. But here's what you need to think about…
22 Feb 2023
Smartphone banking: the best app-based bank accounts
Bank accounts
Smartphone banking: the best app-based bank accounts
App-based banks are convenient, come with features that help you budget and make banking easy. What are the best app-based accounts available now?
20 Feb 2023
When is the next energy price cap announcement and what does it mean for your bills?
Energy
When is the next energy price cap announcement and what does it mean for your bills?
Ofgem is set to announce the latest price cap next week - we look at what it could be and if it means lower energy bills this year
20 Feb 2023
NIESR: The UK is likely to avoid a recession, but persistent inflation will damage household budgets
UK Economy
NIESR: The UK is likely to avoid a recession, but persistent inflation will damage household budgets
The National Institute of Economic and Social Research (NIESR) says a UK recession is unlikely in 2023, but calls for more help for households in the …
8 Feb 2023
How to invest like an ISA millionaire
Investments
How to invest like an ISA millionaire
We reveal the top funds and trusts ISA millionaires pumped their money into
6 Feb 2023
Best regular savings accounts – February 2023
Savings
Best regular savings accounts – February 2023
Looking to stash small amounts away each month? You can now earn as much as 7% on regular saving accounts. We list the ones worth looking at.
3 Feb 2023
February’s Premium Bond millionaire winners revealed – how to check if you’ve won
Personal finance
February’s Premium Bond millionaire winners revealed – how to check if you’ve won
This month will see the 500th premium bond holder celebrate winning the million pound jackpot in this month’s draw. We explain how to check if you’re …
1 Feb 2023
What to do with old £20 notes – how to exchange old notes for new ones
Personal finance
What to do with old £20 notes – how to exchange old notes for new ones
Old paper £20 and £50 notes are no longer legal tender. We explain what to do with your old banknotes and where to exchange them.
31 Jan 2023
The High Income Child Benefit Charge - is it the most illogical, unfair and unnecessary tax?
Personal finance
The High Income Child Benefit Charge - is it the most illogical, unfair and unnecessary tax?
We may not like taxes, but this one is blatantly unfair, penalises middle income earners and adds to the gender pensions gap, says Kalpana Fitzpatrick…
27 Jan 2023
Investors turn to gold as rally in the precious metal continues
Gold
Investors turn to gold as rally in the precious metal continues
Investors are pouring money into gold - we explain why the precious metal has become so attractive and whether you should add it your portfolio.
24 Jan 2023
NS&I bumps up interest rate on Premium Bonds again
Savings
NS&I bumps up interest rate on Premium Bonds again
NS&I is increasing the Premium Bond prize rate for the second time this year, meaning there are hundreds of extra prizes in every draw. We look at how…
24 Jan 2023
The Year of the Rabbit: is it time to invest in China?
Investments
The Year of the Rabbit: is it time to invest in China?
This weekend marks the Chinese New Year - but what will the Year of the Rabbit bring to investors looking to invest in China after a turbulent 2022?
20 Jan 2023
House prices rise in January
House prices
House prices rise in January
Rightmove reveals house prices went up in January, with the asking price up by thousands
16 Jan 2023
GDP grows by 0.1% in November
Economy
GDP grows by 0.1% in November
GDP records a 0.1% growth for November, but does this mean the UK may escape a recession?
13 Jan 2023
Over 1.4m households face mortgage rate hike in 2023
Mortgages
Over 1.4m households face mortgage rate hike in 2023
As fixed rate deals come to an end, 1.4 million households will pay significantly more later this year - what does this mean for you?
10 Jan 2023
How to pick an investment platform
Investments
How to pick an investment platform
Investment platforms, commonly known as fund supermarkets, allow you to buy, sell and hold funds, stocks and trusts. But how do you pick the right one…
9 Jan 2023
House prices fall for four months straight
House prices
House prices fall for four months straight
UK house prices dipped by 1.5% in December, the fourth consecutive month, Halifax’s latest House Price Index reveals
6 Jan 2023
How to gift money to children this Christmas
Personal finance
How to gift money to children this Christmas
From funds, premium bonds to a share in their favourite brands – here’s how to gift money to children to Christmas.
13 Dec 2022
State pension errors – why tens of thousands of mothers could be missing out on millions in state pension payments
State pensions
State pension errors – why tens of thousands of mothers could be missing out on millions in state pension payments
LCP launches Mothers Missing Millions campaign amid DWP state pension errors.
3 Dec 2022
December Premium Bond winners: NS&I reveals the jackpot winners
Savings
December Premium Bond winners: NS&I reveals the jackpot winners
NS&I Premium Bond winners announced – how to check if you are winner
1 Dec 2022
Investing in a recession: 5 moves investors should make now
Investment strategy
Investing in a recession: 5 moves investors should make now
As we enter a recession, here’s what investors should do with their portfolios.
23 Nov 2022
Three of emerging Asia’s best value stocks
Share tips
Three of emerging Asia’s best value stocks
If you’re looking to boost your investment in Asia, then here are the stocks you should be considering, says Nitin Bajaj of the Fidelity Asian Values …
22 Nov 2022
Autumn Statement: Energy Price Guarantee extended – but will not be as generous
Personal finance
Autumn Statement: Energy Price Guarantee extended – but will not be as generous
Hunt will extend the Energy Price Guarantee, which was due to end in April 2023. But, the support will be significantly lower. Here’s everything you n…
17 Nov 2022
Stamp duty cuts will stay, but only until 2025. How much will you save?
Stamp duty
Stamp duty cuts will stay, but only until 2025. How much will you save?
Hunt: Stamp duty announced in the September mini-Budget will end in 2025, chancellor Hunt has revealed. What does this mean for homebuyers?
17 Nov 2022
Average house prices fall -0.4%. Is the market cooling?
House prices
Average house prices fall -0.4%. Is the market cooling?
House prices show their biggest monthly fall in October since early 2021, the latest Halifax House Price Index shows
7 Nov 2022
When is the best time to put the central heating on?
Personal finance
When is the best time to put the central heating on?
We’ve all got energy costs on our mind – but is there a right time to put the heating on and should you just leave it on low all day?
1 Nov 2022
Learn about money – join our Money Masterclass
Investment strategy
Learn about money – join our Money Masterclass
From what is a fund, why your credit score matters to how pensions work – our master class will deliver you financial education to your inbox every we…
19 Oct 2022