Latest articles by Kalpana Fitzpatrick
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Providers slash savings rates below 5% – Is it time to fix?
Since the base rate cut, savings providers have dropped rates drastically. So, should you fix your cash savings?
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Luxury in the Mediterranean: Parklane, Limassol
MoneyWeek Travel Parklane, a Luxury Collection Resort & Spa in Limassol - the perfect upbeat retreat for a luxurious Mediterranean escape to Cyprus, says Kalpana Fitzpatrick
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Labour scraps Winter Fuel Payments for millions of pensioners
Rachel Reeves is to remove Winter Fuel Payments for millions of pensioners in a bid to plug the £22bn funding gap left behind by the Conservatives. Who is affected?
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Revolut finally bags a UK banking licence – what's next for the fintech?
Revolut has finally been granted a UK banking licence following three years of negotiations with the regulator
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State pension errors for mothers - thousands of cases remain unreviewed with underpayments exceeding £500 million
The DWP has made little progress reviewing state pension errors affecting mothers - with only 0.25% of the 194,000 cases looked at. Could you be owed money?
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Investing in cosmetics: How TikTok tweens and beauty queens are helping lipstick stocks
Could these cosmetic and luxury stocks deliver you gorgeous returns? Kalpana Fitzpatrick looks at the beauty brands and cosmetic stocks worth adding to your portfolio as they continue to grow among TikTok stars and beauty obsessed teens
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Can Labour heal Britain?
The new prime minister has work to do, but can his party really fix broken Britain?
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UK interest rates are frozen at 5.25%. Is it a wake-up call for cash savers?
The Bank of England has held interest rates at 5.25%, but we could see a base rate cut in the summer. Are cash hoarders about to miss the boat to lock in high yield on their money?
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Why you should not sell in May
Sell in May is a strategy commonly applied to avoid poor returns - but does the theory still stand strong in 2024 or is it simply a fool's game, says Kalpana Fitzpatrick
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Retirees cash out small pension pots, FCA figures reveal
Retirees raid pension pots and fall out of love with annuities, FCA data shows. Should you take money out from your pension pot?
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How to pick an investment platform for your ISA
Advice Investment platforms, commonly known as fund supermarkets, let you buy, sell and hold funds, stocks and trusts. But how do you pick the right one and what should you look out for?
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Robinhood opens up UK arm
American trading app Robinhood has finally set up shop in the UK today and claims it will save US stock enthusiasts hundreds of pounds in fees - here’s what you need to know about the American trading app’s expansion
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The wealth gap - and why it isn't closing anytime soon
Women face smaller pensions, smaller savings and we’re still fighting the gender pay gap. But unless men become allies, will things really change anytime soon?
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How to invest like an ISA millionaire
Tips As the number of ISA millionaires reaches a record high, we reveal the top funds and trusts that these investors have pumped their money into
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Spring Budget: a very British affair?
Hunt announces the launch of a British ISA plus a British Savings Bonds as he boasts the growing investment opportunities in the UK. But will savers buy into it?
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Investing in a recession: 5 moves investors should make now
The UK has entered a recession. Here's what you need to think about to shield your investments from the economic downturn.
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How to gift money to children this Christmas
Advice While I'm all for the Barbie this Christmas, could JISAs, pensions and even Premium Bonds help set them up for life? Here are the money gifts to think about this festive season, says Kalpana Fitzpatrick.
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Halifax: House prices to fall 4% in 2024
This year may have avoided a full-on property market crash, but the continued downward pressure on house prices will spill into 2024, with prices sliding or staying flat, both Halifax and Nationwide forecast
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Nationwide: UK house prices creep up by 0.2% - are we heading for a rebound?
Nationwide’s latest house price index shows property prices inched up by 0.2% as demand warms up - will this trend go into 2024?
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Charlie Munger’s top tips for investing
Warren Buffett’s right-hand man Charlie Munger has passed away at age 99. We look at what wisdom he leaves behind and what we can learn from the veteran investor, writes Kalpana Fitzpatrick
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Hargreaves Lansdown launches fixed-term cash ISA product
savings/hargreaves-lansdown-fixed-cash-isa-launch Investment platform Hargreaves Lansdown is to offer fixed term cash ISAs via its Active Savings platform paying 4.8%, tax free - but is it any good?
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Autumn Statement National Insurance cuts - what it means for you
Chancellor Jeremy Hunt has today announced that National Insurance will cut be by two percentage points from 12% to 10% from January 2024. Here’s what it means for your money
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Why you should invest: Inflation-busting savings are back, but how much did high inflation really cost you?
Latest inflation figures mean the base rate is higher than inflation for the first time in around 15 years, and for the first time in two years savings accounts actually beat inflation. But this is not an end game - you should look to invest to really build your wealth and this is why (the figures may just shock you), says Kalpana Fitzpatrick
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Will inflation fall below 5%?
This week’s inflation forecast suggests we could be heading for a drop below 5%. While it will still fall short of the Bank’s 2% target, savings could for the first time in almost 15 years beat inflation - but only if you act now, says Kalpana Fitzpatrick
