Latest articles by Kalpana Fitzpatrick
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Nationwide: UK house prices creep up by 0.2% - are we heading for a rebound?
Nationwide’s latest house price index shows property prices inched up by 0.2% as demand warms up - will this trend go into 2024?
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Charlie Munger’s top tips for investing
Warren Buffett’s right-hand man Charlie Munger has passed away at age 99. We look at what wisdom he leaves behind and what we can learn from the veteran investor, writes Kalpana Fitzpatrick
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Hargreaves Lansdown launches fixed-term cash ISA product
savings/hargreaves-lansdown-fixed-cash-isa-launch Investment platform Hargreaves Lansdown is to offer fixed term cash ISAs via its Active Savings platform paying 4.8%, tax free - but is it any good?
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Will energy prices fall in 2024? The latest expert predictions
News The average household is paying around 7% less for their energy consumption, thanks to a fall in the energy price cap. But what will happen to prices next year? We look at the latest predictions for gas and electricity bills in 2024
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Autumn Statement National Insurance cuts - what it means for you
Chancellor Jeremy Hunt has today announced that National Insurance will cut be by two percentage points from 12% to 10% from January 2024. Here’s what it means for your money
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Why you should invest: Inflation-busting savings are back, but how much did high inflation really cost you?
Latest inflation figures mean the base rate is higher than inflation for the first time in around 15 years, and for the first time in two years savings accounts actually beat inflation. But this is not an end game - you should look to invest to really build your wealth and this is why (the figures may just shock you), says Kalpana Fitzpatrick
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Will inflation fall below 5%?
This week’s inflation forecast suggests we could be heading for a drop below 5%. While it will still fall short of the Bank’s 2% target, savings could for the first time in almost 15 years beat inflation - but only if you act now, says Kalpana Fitzpatrick
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Barclays launches £175 switching deal - plus earn 5.12% interest on cash
Barclays launches £175 switch bonus, which also gives you access to 5.12% easy access savings. We have all the details
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How to get a £23,000 pension pot boost
Most people do not save enough for retirement, but could you give yourself a £23,000 pension boost with a few modest cash injections?
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What to do with old £20 notes – how to exchange old notes for new ones
Advice Old paper £20 and £50 notes are no longer legal tender. We explain what to do with your old banknotes and where to exchange them.
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NS&I withdraws market-leading 6.2% one year fixed bond - what are the alternatives?
National Savings & Investments (NS&I) has now dropped its one year fixed bond paying a table topping 6.2% interest rate a month after launch. Here’s where to find the next best alternative for one year fixed savings
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Halifax: House price slump continues as prices slide for the sixth consecutive month
UK house prices fell again in September as buyers returned, but the slowdown was not as fast as anticipated, latest Halifax data shows. Where are house prices falling the most?
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October NS&I Premium Bonds winners - check now to see what you won
NS&I Premium Bonds holders can check now to see if they have won a prize this month. We explain how to check your premium bonds
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October’s NS&I Premium Bond winners revealed - have you scooped £1 million?
Two lucky NS&I Premium Bond winners are now millionaires this October. Find out here you are one of them
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Revealed: Best funds for DIY investors
Wondering where to put your money? With thousands of investment options, which funds, ETFs, trusts are the best? Bestinvest has just released it’s best funds list - we have all the details to help you strengthen your portfolio
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Investment trusts for your ISA
Analysis Depending on your investment aims, these are the investment trusts to consider for your ISA
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The rise and fall of finfluencers as FCA clamps down on poor advice
FCA clamps down on ‘finfluencers’ - but will it protect consumers from ‘bad advice’? Kalpana Fitzpatrick looks at the rise and fall of finfluencers
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China’s post-covid investment boom off to a slow start. Should you still invest in China?
Advice Investors are no longer bullish on the China shop but the gloomy consensus on Beijing’s economy might be unfair. Should you invest in China?
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Should you let AI give you financial advice?
Can AI fill the financial advice gap? Kalpana Fitzpatrick looks at the pros and cons of using AI to guide your finances.
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Should you consolidate your small pension pots?
Tips The Department for Work and Pensions is consulting on helping workers who hold a number of small pension pots. But here's what you need to think about if you have several pension pots and are thinking about consolidating them
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Stop the savings rip off – why you need to move your money now
It’s time to move your cash now as high street banks continue to fail cash savers, says Kalpana Fitzpatrick.
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Investing in a recession: 5 moves investors should make now
Analysis As the Bank of England hikes interest rates again, there is a chance the UK may head into recession. Here's what you need to think about to shield your investments from a potential recession
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Gender pensions gap - are women paying a parenthood penalty?
Trade body warns women face serious obstacles to saving enough for retirement as the gender pensions gap continues. Is raising a family having a detrimental impact on our pension pot?
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Savings inertia - why we should all be obsessed with interest rates and savings accounts right now, says Kalpana Fitzpatrick
Analysis Are savers still missing out on hundreds of pounds by not moving their cash for better interest rates?
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