The real cost of remortgaging

House prices are rising fast. Negative equity is soon to be a thing of the past. And interest rates are still at one quarter of their previous historical lows. What does that make you want to do? For a large number of people, the answer is, apparently, ‘remortgage’.

That’s partly to take advantage of low rates to get their monthly payments down in the short term. But, says Emma Lunn in The Guardian, it’s also about borrowing a little more against their houses to pay off their other debts – car loans, credit card debts and the like [...]

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