Savings
The latest news, updates and opinions on Savings from the expert team here at MoneyWeek
Explore Savings
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How to avoid the savings interest tax trap
Savers are being urged to look at ways to shelter their cash from the taxman as the tax burden on savings escalates.
By Marc Shoffman Last updated
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NS&I cuts interest rates on 8 savings accounts
NS&I will now offer less attractive interest rates for customers wishing to lock their savings away to grow for one, two, three or five years.
By Daniel Hilton Published
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How are Premium Bonds prize winners notified – and who is Agent Million?
We look at how Premium Bonds winners are notified and how the winnings get paid. Plus, who is Agent Million?
By Daniel Hilton Last updated
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‘Why I have ditched my Help to Buy ISA for cash savings and the stock market’
Without the 25% bonus, my Help to Buy ISA is effectively redundant, says MoneyWeek writer Sam Walker.
By Sam Walker Published
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Household savings ratio drops – are you setting enough aside for 2026?
High inflation has pushed the savings ratio down again and the figure could dip further next year
By Marc Shoffman Published
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ISA guide: everything you need to know for the 2025/26 tax year
We explain everything you need to know about ISAs: how they work, how much you can pay in, what investments you can hold, and how to transfer one
By Sam Walker Last updated
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How much should I have in emergency savings?
One in five have less than £1,000 in emergency savings, leaving them vulnerable to unexpected costs. How much should you have in your rainy day fund?
By Sam Walker Last updated
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Are Premium Bonds worth it? Two-thirds of holders have never won a prize
NS&I’s Premium Bonds are popular thanks to the allure of winning in their monthly prize draw. But data reveals that the majority of savers are yet to win a penny.
By Daniel Hilton Last updated
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How to get an ISA and SIPP cashback bonus
Tips Here are the best pension and ISA transfer offers, with some providers giving away as much as £2,000 in cashback for transferring an account
By Ruth Emery Last updated
Tips
