Online Isa & Sipp providers cost comparison table

A breakdown of the charges levied by some of the most popular online Isa platforms for funds and stocks & shares. Click on the broker name to go to their website.
Table updated 3 March 2017
The best stockbrokers and fund platforms for an Isa or Sipp
Broker Isa account charges Sipp account charges Fund charges UK share charges
AJ Bell Youinvest None None £1.50 per trade. 0.25% per year up to £250,000, 0.1% £250,000-£1m, 0.05% £1m-2m £9.95 per trade 0.25% per year (max £7.5 per quarter)
Alliance Trust £10 per month £17.50+VAT/month while saving; £23.75+ VAT/month once you start taking an income £9.99 per trade £9.99 per trade
AXA Self Investor None  Not available 0.35% per year, reducing to 0.2% on whole balance when over £250,000 Not available
Barclays Stockbrokers £15+VAT every six months. Waived if you only hold funds £155+VAT/year 0.35% per year (min £35) up to £500,000. No further charge above £11.95 per trade
Beaufort Securities None Not available Not available £8 per trade. Charges handling fee of 10% of every dividend (min 25p max  £1)
BestInvest None 0.3% per year up to £250,000; 0.2% per year £250,000-£1m; Free over £1m 0.4% per year up to £250,000, 0.2% £250,000- £1m. No further charges above £7.50 per trade
Cavendish Online None One-off £35 set-up charge 0.25% per year, reducing to 0.2% on whole balance over £250,000 Not available
Charles Stanley Direct None £100+VAT, waived if you have assets of over £30,000 0.25% per year up to £250,000, 0.2% £250,000-£500,000, 0.15% £500,000-£1m, 0.05% £1m-2m £11.50 per trade. 0.25% per year (min £24 max £240), waived if one trade per month 
Clubfinance Frequent Trader Inactivity fee of £15 per quarter if you trade less than three times in quarter Inactivity fee of £15 per quarter if you trade less than three times in quarter £4.95 per trade £4.95 per trade
Fidelity None None 0.35% per year (min £45), reducing to 0.2% on whole balance over £250,000. No further charge above £1m Not available
Halifax Share Dealing £12.50 per year £22.50 (SIPP value of less than £50,000) £45 (SIPP value of £50,000 or more) £12.50 per trade £12.50 per trade
Hargreaves Lansdown None 0.45% per year up to £250,000, 0.25% £250,000-£1m, 0.1% £1m-£2m. No further charge above £2m 0.45% per year up to £250,000, 0.25% £250,000-£1m, 0.1% £1m-£2m. No further charge above £2m 0.45% per year (max £45 in Isa, max £200 in Sipp). £11.95 per trade
HSBC Share Dealing £10.50 per quarter. One fee covers both Isa and standard dealing account Not available Not available £10.50 per trade
iDealing £5 per quarter Varies with Sipp administrator None. Restricted list of fund families available £9.90 per trade
IG Inactivity fee of £12 per month if no trades for two years  Not available Not available £12 per trade
Interactive Investor £20 per quarter (includes £20 of trades). One fee covers all your accounts   £20 per quarter, plus £96 per year £10 per trade £10 per trade
iWeb Share Dealing None (£25 account opening fee) £22.50 per quarter (under £50,000); £45.00 per quarter (over £50,000) £5 per trade £5 per trade
Saga Share Direct None. Available to over-50s only Not available 0.35% per year (min £35) on account balance up to £500,000. No further charge above £11.95 per trade
Saxo Capital Markets None Varies with Sipp administrator Not available 0.1% (min £5) per trade. Custody fee of 0.12% per year (min €5 per month)
Selftrade £10+VAT per quarter inactivity fee if you don’t trade or hold funds in the quarter £99+VAT 0.35% per year up to £50,000, 0.25% per year £50,000-£250,000, 0.15% over £250,000 (max £250 per quarter) £11.75 per trade
Share Centre £4+VAT per month £12+VAT per month 1% per trade (min £7.50) or pay £20+VAT per quarter “dealing option” fee and £7.50 per trade 1% per trade (min £7.50) or pay £20+VAT per quarter “dealing option” fee and £7.5 per trade
SVS XO None Not available Not available £7.95 per trade
TD Direct Investing £30+VAT per year, waived for accounts over £5,100 and regular investments 0.25% every six months (minimum £80+VAT, maximum £200+VAT per year) 0.3% per year up to £250,000, 0.2% above (max £1,500 per account per year) £12.50 per trade
X-O None

£99+VAT, refunded as long as you maintain an
X-O share dealing account linked to your SIPP

Not available £5.95 per trade
66% off newsstand price

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