Online Isa & Sipp providers cost comparison table

A breakdown of the charges levied by some of the most popular online Isa platforms for funds and stocks & shares. Click on the broker name to go to their website.

See also

Table updated 4 March 2016
Broker Isa charges Sipp charges Fund charges UK share charges
AJ Bell Youinvest None None 0.25% per year on first £250,000 of funds, 0.10% per year on the next £250,000 to £1m and 0.05% per year on the next £1m to £2m. £1.50 per trade 0.25% per year of value of shares capped at £25 per quarter for SIPPs and £7.50 per quarter for ISAs. £9.95 per trade.
Alliance Trust £18.75 per quarter £155+VAT £12.50 per trade £12.50 per trade
AXA Self Investor None Not available 0.35% per year, reducing to 0.2% on whole balance when over £250,000 Not available
Barclays Stockbrokers £15+VAT every six months. Waived if you only hold funds £38.75+VAT per quarter 0.35% per year (min £35) up to £500,000. No further charge above £11.95 per trade
Beaufort Securities None £160+VAT per year Not available £8 per trade. Charges handling fee of 10% of every dividend (min 25p max  £1)
BestInvest 0.4% per year up to £250,000, 0.2% £250,000-£1m. No further charges above 0.3% per year up to £250,000, 0.2% £250,000-£1m. No further charge above None £7.50 per trade
Cavendish Online None Additional 0.05% per year on top of standard fund charge 0.25% per year Not available
Charles Stanley Direct None £100+VAT 0.25% per year up to £500,000, 0.15% £500,000-£2m, 0.05% above £2m 0.25% per year (min £20 max £150), waived if 6+ trades every six months. £10 per trade 
Clubfinance Frequent Trader 0.24% per year (min £30 per quarter) 0.24% per year (min £30 per quarter) None £2.50 per trade
Fidelity None None 0.35% per year (min £45), reducing to 0.2% on whole balance over £250,000. No further charge above £1m Not available
Halifax Share Dealing £12.50 per year £22.50 per quarter under £50,000, £45 per quarter above £12.50 per trade £12.50 per trade
Hargreaves Lansdown None None 0.45% per year up to £250,000, 0.25% £250,000-£1m, 0.1% £1m-£2m. No further charge above £2m 0.45% per year (max £45 in Isa, max £200 in Sipp). £11.95 per trade
HSBC Share Dealing £10.50 per quarter. One fee covers both Isa and standard dealing account Not available Not available £10.50 per trade
iDealing £5 per quarter Varies with Sipp administrator None. Restricted list of fund families available £9.90 per trade
IG Inactivity fee of £12 per month if no trades for  two years  Not available Not available £12 per trade
Interactive Investor £20 per quarter (includes £20 of trades). One fee  covers all your accounts   Additional £80+VAT per year £10 per trade £10 per trade
iWeb Share Dealing None (£200 account opening fee) £22.50 per quarter under £50,000, £45 per quarter above £5 per trade £5 per trade
Saga Share Direct None. Available to over-50s only Not available 0.35% per year (min £35) on account balance up to £500,000. No further charge above £11.95 per trade
Saxo Capital Markets £35+VAT per year. Custody fee for 0.12% per year (min €5 per month). Minimum account size of £6,500 Varies with Sipp administrator Not available 0.1% (min £8) per trade
Share Centre £8.75+VAT per quarter inactivity fee (if you don’t trade). One fee covers all your  acounts £99+VAT per year No fee for fund purchases, £12.50 for sales £12.50 per trade
Stocktrade £4+VAT per month £12+VAT per month 1% per trade (min £7.50) or pay £20+VAT per quarter “dealing option” fee and £7.5 per trade 1% per trade (min £7.50) or pay £20+VAT per quarter “dealing option” fee and £7.5 per trade
SVS Securities None Not available Not available £7.95 per trade
TD Direct Investing £30+VAT per year, waived for accounts over £5,100 and regular investments 0.5%+VAT per year (min £80+VAT, max £200+VAT) 0.35% per year (max £1,750) £12.50 per trade
X-O None £120+VAT per year Not available £5.95 per trade