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How UK banks went from Big Bang to universal failure
Cover Story The 1986 deregulation shook up the banks, but the all-in-one model that it created is bad for customers and investors. Specialists do a better job – as the real fintech winners are showing, says Bruce Packard
Cover Story -
How inflation shrinks your savings, and what to do about it
Advice It’s getting harder and harder to grow your money in real terms. Alex Rankine looks at the best savings accounts currently on offer.
Advice -
The return of the 95% mortgage – what’s available and how much they cost
News With the chancellor announcing a government guarantee on 95% mortgages in his Budget, products have started hitting the market. Nicole Garcia Merida looks at what’s on offer.
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The days when you could get 7% from your bank are long gone – so what do you do?
Opinion With interest rates at rock bottom for so long, we’ve been forced to move from saving to speculating to earn any sort of return. Dominic Frisby asks where we should put our money now, and explains where he’s put his.
Opinion -
Lloyds poaches its new boss from HSBC
News The high-street lender has appointed Charlie Nunn, HSBC’s head of wealth management, to be its new CEO. He faces a towering in-tray. Matthew Partridge reports
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Thinking of buying a home? Here’s what you need to know about house prices
Opinion Contrary to many people’s expectations, Britain is firmly in the grip of another house-price boom. John Stepek looks at the reasons behind it, and where prices might go next.
Opinion -
Why banks should be allowed to pay dividends again
Opinion Curbing payouts to shareholders never made much sense and the policy is crimping the economy, says MAtthew Lynn.
Opinion -
FCA proposes credit-card payment freeze and £500 overdraft for all
News The Financial Conduct Authority has said that loan and credit card repayments could be frozen for three months, while those affected financially by the virus outbreak will benefit from a £500, fee-free overdraft.
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Tesco cashes out of the mortgage business
Features Tesco Bank has left the mortgage market by selling its £3.7bn loan book. Its 23,000 customers will be moved to the Halifax, a subsidiary of Lloyds.
Features
