Savings

Negative interest rates could spark the next financial crisis. And central bankers could end up the object of the public's wrath, says Merryn Somerset…

Agreeing to lock up your cash can boost the interest rate on your savings significantly. Ruth Jackson-Kirby reports.

Housing minister James Brokenshire has suggested you should be able to raid your pension savings to fund the purchase of your first home. You shouldn'…

Almost a million savers could face punitive tax charges on their pension contributions because they have unwittingly triggered a substantial reduction…

Private banks have long been surrounded by an air of prestige. But is the service they provide worth the extra cost?

The real risk to your finances is not Brexit, says Merryn Somerset Webb, it's that the mismanagement of Brexit could lead to a Corbyn government. So h…

Should you sign up to Active Savings, Hargreaves Lansdown’s new product aimed at “time-poor” savers?

Far more cash Isas are set up than stocks and shares Isas, says Marina Gerner. That's odd given the higher returns from stocks in the long run.

If you have any money left over once you’ve used up your tax-free allowances, you could consider a junior Isa for your children. But keep an eye on no…

Once considered too risky for an Isa, Aim shares can offer some valuable tax benefits to adventurous investors.

If you can stomach the risk involved in backing a company in its early stages, consider VCTs, the EIS and the SEIS. Generous tax breaks are on offer.

Escape capital-gains and dividend taxes on investments ranging from stocks to corporate bonds with a shares Isa. Here’s how to find one that suits you…

If you put your savings in a cash Isa, you will never be liable for tax, regardless of how much interest you accumulate. Here is an overview of the to…

You can now put a wide range of alternative investments  in the tax-free wrapper, with the Innovative Finance Isa, (IF Isa). But tread carefully.

The plight of investors misled by London Capital & Finance is a warning to be on your guard.

There are a vast array of peer-to-peer lending sites. That’s why you need a company to help research and collate the ones that might suit you.

Making the effort to move your money from your financial provider’s default settings could make you significantly better off, says Merryn Somerset Web…

Devote an afternoon to some simple money administration, and you could make a big difference to your finances over the year.

Lifetime individual saving accounts have hardly been a roaring success. In the 2017-2018 tax year, the average contribution was £3,114 per account, £4…

An annual pension “health check” will help you plan ahead for your retirement.

Don’t be swayed by impressive interest rates and fun perks, says Ruth Jackson. Mini bonds aren’t as good an investment as they look.

Clients and providers disagree on who should be responsible for spotting fraud, says David Prosser.

The state-backed bank is popular, but there are better rates on offer elsewhere for savers, says Ruth Jackson.

Child trust funds turn 16 this year – but a million accounts have been abandoned. Is yours one of them?