Starling launches easy-access saver paying 4% – is it a best buy?

The digital challenger bank has launched its first easy-access savings account, available to current account customers. Is it competitive?

Starling Bank app on smartphone
(Image credit: Photo by Adrian Dennis/AFP via Getty Images)

Our list of the best savings accounts on the market is continually changing as interest rates fall – but there are still good deals to be found.

Starling Bank is the latest provider to throw its hat into the ring with a new easy-access account, which launched at the end of last month.

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Top easy-access savings rates
AccountRate (AER)Notes
Atom Bank Instant Saver Reward4.85%No minimum opening amount.
Yorkshire Building Society Rainy Day Account4.80%Can be opened with £1. Advertised rate paid on balances up to £10,000. 3.70% paid on balances above this amount. Two withdrawals per year plus closure of account.
Cahoot Sunny Day Saver4.75%Can be opened with £1. Interest only paid on balances up to £3,000.
Chetwood Bank Easy Access4.71%No minimum opening amount. One withdrawal per day.
Principality Building Society Online Bonus Triple Access4.70%Can be opened with £1. Rate includes a 1.50% bonus for 12 months. Up to three withdrawals including closure per year.
Katie Williams
Staff Writer

Katie has a background in investment writing and is interested in everything to do with personal finance, politics, and investing. She enjoys translating complex topics into easy-to-understand stories to help people make the most of their money.

Katie believes investing shouldn’t be complicated, and that demystifying it can help normal people improve their lives.

Before joining the MoneyWeek team, Katie worked as an investment writer at Invesco, a global asset management firm. She joined the company as a graduate in 2019. While there, she wrote about the global economy, bond markets, alternative investments and UK equities.

Katie loves writing and studied English at the University of Cambridge. Outside of work, she enjoys going to the theatre, reading novels, travelling and trying new restaurants with friends.