Savings

IFIsas: a bold way to build your capital

Innovative Finance Isas are the newest kids on the block, offering diverse ways to invest, but be aware that high rewards mean greater risk.

Duck the dividend tax with share Isas

Our cash-strapped government is coming after shareholders with higher dividend taxes, but investment Isas are still tax-free.

The best Isa deals for your cash

Build up your savings in an Isa and it remains tax-free for life, no matter how large the lump sum becomes. Here’s our round-up of the top rates available.

Making the most of the seven ages of investment

Your financial needs change as you get older, so your investment strategy needs to evolve in response. Matthew Partridge explains the key principles for making and keeping wealth throughout your life.

Isa basics: what you need to know

All you need to know about how Isas work, including how much you can pay in, what you can hold, and how to transfer an Isa.

The one problem with Isas, and how to avoid it

Isas are marvellous – apart from one thing. Pass them on to your heirs and they’ll pay inheritance tax. But there is a way around this, says Merryn Somerset Webb.

Innovative Isas finally take off

Last year, new innovative finance individual savings accounts (IF Isas) failed to make a mark, says David Prosser. This year will be different.

A Christmas boost for the Lisa

Tired of turkey, 50 people opened a lifetime individual savings account on Christmas, says David Prosser – glad tidings to Lisa supporters.

Why open banking could be a boon for fraudsters

Open banking has arrived and with it a slew of apps aiming to help you to use these new rules to improve your budgeting habits. Just watch out for crooks.

What you need to know about joint accounts

Joint bank accounts can be useful for paying bills, says Ruth Jackson. But they can also come with their own set of problems.

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