If you have any money left over once you’ve used up your tax-free allowances, you could consider a junior Isa for your children. But keep an eye on normal children’s savings accounts too.
Paying into a Help-to-Buy Isa could give a first-time buyer a sizeable sum towards the deposit on their first house.
Putting your savings into a new peer-to-peer loans Isa is an interesting idea, says Sarah Moore. But don’t be too quick to jump in.
The next generation of retirees won’t have the perks this generation has, says Merryn Somerset Webb. Savers must invest their cash carefully.
The Bank of England seems intent on holding down interest rates for longer. That’s terrible news for savers. So, what’s going on, and what can you do about it? John Stepek explains.
Energy companies now have to tell customers about the cheapest tariff available. Sarah Moore explains what that means for your finances.
Current accounts such as Santander’s 123 account take advantage of customer apathy, says Natalie Stanton.
Pensions and Isas both offer savers tax-efficient ways to save, but in slightly different ways. So, how will a ‘pensions Isa’ work? Merryn Somerset Webb explains.
Many savers forego a higher interest rate due to the perceived hassle of switching accounts. Sarah Moore explains how that’s set to change.
The deposit threshold cut to the Financial Services Compensation Scheme will come as a headache to fixed-term savers. Sarah Moore outlines the options.
Alternative finance is set to move further into the mainstream after the chancellor announced an “innovative finance” Individual Savings Account.