Pension vs property: which option provides the best income for your retirement?

With the cost of a comfortable retirement on the rise, future retirees need to weigh up which strategy offers the best returns. But is a pension a better bet than property?

Retirement symbolised by a man floating in a crystal clear sea
Pensions or property? Which ranks best for retirement income?
(Image credit: Getty Images)

Investing in a pension or a property are seen as good long-term strategies for maximising your retirement income. But which is better?

With growing uncertainty about the future of the state pension and the cost of retirement increasing, it’s becoming increasingly apparent that wannabe retirees will need to do more with their pension to plan for their financial future. Even now, more pensioners are having to consider part-time work to top up their pots.

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Henry Sandercock has spent more than eight years as a journalist covering a wide variety of beats. Having studied for an MA in journalism at the University of Kent, he started his career in the garden of England as a reporter for local TV channel KMTV.

Henry then worked at the BBC for three years as a radio producer - mostly on BBC Radio 2 with Jeremy Vine, but also on major BBC Radio 4 programmes like The World at One, PM and Broadcasting House. Switching to print media, he covered fresh foods for respected magazine The Grocer for two years.

After moving to NationalWorld.com - a national news site run by the publisher of The Scotsman and Yorkshire Post - Henry began reporting on the cost of living crisis, becoming the title’s money editor in early 2023. He covered everything from the energy crisis to scams, and inflation. He also has bylines in MoneyWeek.

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