Pensions

Pensions are changing. Old-style defined-benefits pensions are disappearing. State coffers are running dry. And the government is constantly fiddling with the pensions rules. A comfortable retirement is by no means guaranteed.

So now more than ever it’s vital that you build up a healthy pot of money that you can draw on to fund your retirement. At MoneyWeek, we can help you do that. Not only accumulating your pension pot throughout your working years, but also making sure it produces the income you need to enjoy your retirement.

Latest articles on pensions

Civil partnership ruling boosts pension rights

A Supreme Court ruling that it is unlawful for an opposite-sex couple to be barred from entering into a civil partnership could help many more people qualify for pension benefits.

University dons are getting a good pensions deal

University pensions protest © Alamy

Universities are converting from final-salary to defined-contribution pension schemes. Academics should be grateful, says Max King.

EIS: don’t buy just for the tax breaks

A country pub © Alamy

Don’t rush into an EIS for tax reasons, says David Prosser. Judge the underlying investments.

Small businesses can't dodge pensions auto-enrolment

Man dressed as Sherlock Holmes, with bloodhound and magnifying glass © Getty Images

Regulators turn the focus on employers looking to circumvent auto-enrolment and lock employees out of pensions.

Equitable Life to be sold

Honor Blackman © Rex Features

There is finally some respite at last for long-suffering savers with the disaster-hit firm, says David Prosser.

Why retirees shouldn't write off annuities

Man reading the FT on a hammock © Alamy

Annuities have a bad reputation, but most retirees would be better off buying one, says David Prosser.

Don’t forget your old pension hoards

Someone looking for something © Alamy

If you’ve lost track of old pensions from previous jobs, you’re not alone. David Prosser explains how to track them down.

Defined-benefit pension schemes are back in the black

Final-salary pension schemes have plugged their deficits, says David Prosser. But it’s not all good news.

Stuck in the ancien regime when inheriting pensions

You should be able to inherit pensions flexibly, but not all providers will help, says David Prosser.

Beware the secret pension transfer that could leave you with nothing

Men have form when it comes to pension selfishness, says Merryn Somerset Webb. Greedy husbands could transfer all the money and spend the lot, leaving you with nothing.

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