Pensions

Pensions are changing. Old-style defined-benefits pensions are disappearing. State coffers are running dry. And the government is constantly fiddling with the pensions rules. A comfortable retirement is by no means guaranteed.

So now more than ever it’s vital that you build up a healthy pot of money that you can draw on to fund your retirement. At MoneyWeek, we can help you do that. Not only accumulating your pension pot throughout your working years, but also making sure it produces the income you need to enjoy your retirement.

Latest articles on pensions

Should you transfer your defined-benefit pension scheme to a money purchase scheme?

People being showered with banknotes © Getty Images

Financial watchdogs have made it clear that they believe transferring money out of a defined-benefit pension scheme is a bad idea for most people. And yet people continue to defy this guidance.

The pensions annual allowance debacle spreads beyond the NHS

Military parade © OLI SCARFF/AFP/Getty Images

The annual allowance that has wreaked havoc in the NHS has spread to the armed forces – and is a perfect example of how higher taxes can actually reduce the amount of tax collected.

Companies cut back on their pensions bills

Robinsons Fruit Shoot © Alamy

Britvic is the latest firm hoping a cheaper inflation index will cut pension costs. David Prosser reports.

Make sure you don’t lose your pension credit

Pensioners going through their finances © iStockphotos

Time is running out for thousands of people to avoid missing out on a top-up to their pension income following changes to the rules introduced in May.

Pension annuities are back in favour

George Osborne © Richard Stonehouse/Getty Images

The flexibility of pensions drawdown doesn’t always trump the secure income provided by annuities.

Why switching your pensions provider is so traumatic

Couple with financial adviser © Getty Images

Switching to another pensions provider is much harder than it should be. Here’s how to speed it up.

How to avoid the pension scammers

Truffle hunter and dog © Alamy

Savers lose £4bn a year to pension scammers. Keep a sharp lookout for their favourite ruses.

A job for the next chancellor: abolish the pensions annual allowance taper

An NHS doctor secures his face mask © Matthew Lloyd/Bloomberg via Getty Images

The government is consulting on the pensions annual allowance taper that is wreaking havoc in the NHS. Much better would be to simply abolish it, says Merryn Somerset Webb. And not just for the NHS.

Pensions: how to divide the spoils when getting a divorce

Couple facing each other over a negotiating table© Getty

With just 36% of divorce settlements including provisions for sharing pension asset, women getting divorced need much better advice about their pension options.

When to top up your national insurance to boost your state pension

If your national insurance contributions fall short of getting you a full state pension, you can make voluntary top-up contributions.

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