Pensions

Pensions are changing. Old-style defined-benefits pensions are disappearing. State coffers are running dry. And the government is constantly fiddling with the pensions rules. A comfortable retirement is by no means guaranteed.

So now more than ever it’s vital that you build up a healthy pot of money that you can draw on to fund your retirement. At MoneyWeek, we can help you do that. Not only accumulating your pension pot throughout your working years, but also making sure it produces the income you need to enjoy your retirement.

How to make Pensions Freedom Day work for you

At MoneyWeek, it’s OUR goal to help you use your pension freedoms to help secure your financial future. But to make the very most of these changes, and enjoy these newfound freedoms, you need to understand what’s going on.

So we’ve put together a FREE report, ‘Pensions Freedom Day’ to help you find financial freedom to go on to pursue whatever other dreams or ambitions you have in life. We’ll show you how!

GET YOUR FREE REPORT >>

Pensions freedom: How to make sure scammers don’t steal your nest egg

Pensions Freedom Day signalled open season for scammers intent on tricking the unsuspecting out of their pension pots. Kam Patel looks at how to stay safe.

Pensioners: don’t get fleeced twice

Annuity holders looking to take advantage of their new freedom should be extra careful. Merryn Somerset Webb explains why.

Three pension traps for the unwary

Pensions Freedom Day is upon us, and you’re right to be excited, says Merryn Somerset Webb. Just watch out for these three pitfalls.

Latest articles on pensions

A couple of things to bear in mind in 2018

Markets may be roaring as 2018 gets underway, says Merryn Somerset Webb. But more sober minds won’t forget these two points.

Don’t miss out on pensions tax perks

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Getting your tax return wrong could mean missing out on valuable tax relief on your pensions. David Prosser explains how to avoid it.

How to set your retirement goals

Older woman on a motorbike © Alamy

Don’t be put off by the thought of saving for your pension, says David Prosser. Getting started is much easier than you might think.

Workers reluctant to save more

Female worker © iStock

Plans to raise the minimum pension contributions could see more workers opt out, says David Prosser.

A quick and simple way to give everybody a bigger state pension

Pensioners at a market © Getty Images

OECD research reveals that the UK has one of the least generous state pension schemes. But there is a cheap and simple way to change that, says Merryn Somerset Webb.

Retirees risk running out of cash

Older man in a yellow sports car © Getty images

People moving into income-drawdown plans to access their pension funds in retirement risk running out of money too early.

It’s not all gloom for millennials

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The millennial generation could end up with broadly similar levels of retirement income to the generations it succeeds.

How the Budget will affect you

Philip Hammond holding the Budget © Getty images

The Budget may have been boring. But as Ruth Jackson explains, for pensioners that’s a good thing.

Scammers target steelworkers

Steelworker © Getty images

Rogue pension advisers could be targeting steelworkers at Tata UK’s plant in Port Talbot, says David Prosser. Make sure you don’t get caught out too.

Equity release as pension plan

Older couple standing outside a house © Getty images

Nationwide now allows you to use your house as a cash machine for your retirement. Ruth Jackson explains how it works.

From 6 April 2015, you have been able to do whatever you like with your pension money. John Stepek explains the changes, and what you should do with your pension pot.