Pensions

Pensions are changing. Old-style defined-benefits pensions are disappearing. State coffers are running dry. And the government is constantly fiddling with the pensions rules. A comfortable retirement is by no means guaranteed.

So now more than ever it’s vital that you build up a healthy pot of money that you can draw on to fund your retirement. At MoneyWeek, we can help you do that. Not only accumulating your pension pot throughout your working years, but also making sure it produces the income you need to enjoy your retirement.

Latest articles on pensions

The pension income-drawdown time bomb

Some pension savers being paid a regular income from their retirement funds could be heading for disaster.

Keep an eye on pension fees

If you have invested in a private pension, just make sure you aren’t eroding your returns by paying hefty fees.

A final-salary pensions muddle

Old man doing tax return © Getty Images

People saving into a final-salary pension scheme who are receiving compensation for past discrimination may end up with big tax bills.

One example of the madness of our inheritance tax rules

Sajid Javid, chancellor of the exchequer © Chris Ratcliffe/Bloomberg via Getty Images

Our system of inheritance tax is needlessly complicated, says Merryn Somerset Webb. Here, she outlines one way in which the well-off could save over £300,000 on inheritance tax, just by following the rules to the letter.

Pensions freeze is a slap in the face for GE employees

GE employee

Bad news for workers at General Electric (GE). The company will be freezing retirement benefits for 20,000 employees in order to cut billions from its pension deficit and debt pile.

How the government's Pension Protection Fund works

Thomas Cook flight crew © Thomas Cook

The Pension Protection Fund deals with defined-benefit schemes when an employer goes bust. David Prosser explains how it works.

Beware the pension consolidation trap

Stacks of pound coins © Getty Images

Financial advisers and pension providers routinely tell savers to consolidate their disparate pension pots into a single plan. But it isn’t the no-brainer it may seem.

Doctors’ pension row spreads to other arms of the public sector

The crisis that has seen doctors refuse to take on extra shifts has spread to other public sector workers.

If you intend to retire later than originally planned, tell your pension provider

If you intend to retire later than you originally anticipated, make sure you share your plans with your pension provider, or you could miss out on valuable income.

Should you transfer your defined-benefit pension scheme to a money purchase scheme?

People being showered with banknotes © Getty Images

Financial watchdogs have made it clear that they believe transferring money out of a defined-benefit pension scheme is a bad idea for most people. And yet people continue to defy this guidance.

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