There are a lot of nasty people hanging around the fringes of the financial services industry looking for bits and bobs of your money to help themselves to. One of the worst of this gang at the moment are the pension liberators.
These companies promise to give you the chance to get your hands on 50% of the value of the cash in your pension fund before you hit the magic age of 55. That's tempting stuff these days (what with real wages falling and unemployment still high). However, it is generally a temptation that should be resisted.
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