How much stamp duty do you pay on buy-to-let properties?

Stamp duty is an important cost to consider when buying property. We explain what rates landlords can expect to pay when purchasing a buy-to-let.

To let property sign on first floor outside a property
Landlords may need to pay an additional surcharge when they purchase a buy-to-let property
(Image credit: Tim Grist Photography via Getty Images)

Stamp duty, also known as stamp duty land tax (SDLT), is applied to purchasing of properties throughout the UK, but the rates may differ depending on where you live. The level also changes depending on the use of the property.

For a buy-to-let, landlords will pay a surcharge with differing rates according to where the property is and its value.

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Standard stamp duty rates in England from 1 April 2025
Property or lease premium or transfer valueStamp duty rate
Up to £125,0000%
The portion from £125,001 to £250,0002%
The portion from £250,001 to £925,0005%
The portion from £925,001 to £1.5 million10%
The portion above £1.5 million12%
Contributor

Holly Thomas is a freelance financial journalist covering personal finance and investments. 

She has written for a number of papers,  including The Times, The Sunday Times and the Daily Mail. 

Previously she worked as deputy personal finance editor at The Sunday Times, Money Editor at the Daily/Sunday Express and also at Financial Times Business.

She has won Investment Freelance Journalist of the Year at the Aegon Asset Management Media Awards in November 2021.