Latest articles by Holly Thomas
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How to find the best pension drawdown provider
Thinking about a pension drawdown plan? MoneyHelper’s price comparison tool could be a good place to start – but there are plenty of other things to consider.
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Mortgage overpayment calculator: can you pay off your home loan early?
Our mortgage overpayment calculator can help you to see how much overpayments can reduce your mortgage balance.
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What is an IPO?
When a private company decides to sell shares in itself on the stock market for the first time, it conducts an “IPO”. Here's what that means.
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Easy-access savings vs regular savings – where is your money better off?
We explore whether an easy-access savings or a regular savings account gives you best return on your money.
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Should you take a 25% tax-free pension lump sum in instalments?
Taking out a 25% tax-free lump sum from your pension sounds appealing but it might not be the best way to manage your retirement savings.
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What is Bed and ISA and who should do it?
Analysis Bed and ISA is a great way to shift your investments outside of an ISA into a stocks and shares one to shield your returns from the taxman. Here's how to use it
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Should you overpay your mortgage?
If you have spare cash left over at the end of the month, should you overpay your mortgage, or would savings or your pension be a better home for your money?
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What is an offset mortgage and should you consider one?
Offset mortgages are a good way to put your money to work. We explain what they are and if they might work for you.
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Saving vs investing: which is better to help you make more money?
While saving is great for short-term goals (five years or less), investing is a great way to help your money grow over the long term. But is one better than the other – and what is the real difference? We explain how they differ and what it could mean for your money.
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Does bank switching affect your credit score? UK credit ratings explained
Bank switching bonuses are popular but can switching current accounts affect your credit score? We look at the pros and cons.
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Six inheritance tax myths debunked
Life’s two certainties — death and taxes — come together to form the confusing world of inheritance tax. Here is everything you need to know about the misunderstood space to help save you money.
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What are National Insurance contributions?
Most of us pay National Insurance contributions but few of us really understand them. Here’s our guide to demystifying National Insurance.
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How much stamp duty do you pay on buy-to-let properties?
Stamp duty is an important cost to consider when buying property. We explain what rates landlords can expect to pay when purchasing a buy-to-let.
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How income tax is calculated
Millions of taxpayers face paying more income tax due to frozen tax allowances. We explain how income tax is calculated.
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Top 3 AI investments that could follow in Nvidia’s footsteps
Feature Technology companies are dominating global stock markets, helping investors secure a decent profit from previously-unknown companies such as Nvidia. We reveal how to find the next big thing
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