Investing in property

Help to Buy has been a waste of money

By artificially inflating house prices, the Help to Buy scheme has failed both homebuyers and taxpayers. But it has done wonders for housebuilders’ profits. John Stepek explains why.

UK house price indices

The Halifax and Nationwide indices are based on each lender's mortgage approvals, and exclude cash sales. Both are "seasonally-adjusted" – the market is slower in winter and busier in spring. The Rightmove index is based on sellers' initial asking prices, and the ONS (Office for National Statistics) index is based on data including house prices, mortgages, transactions and land prices.

Getting a UK mortgage as an expat 

If you’re applying for a UK mortgage but live abroad, be prepared for a complicated process.

Steer clear of open-ended property funds

In the wake of the EU referendum, open-ended property funds were forced to suspend trading to stem the flow of redemptions from people worried about the state of the market. 

Now is a good time to fix and forget your mortgage

It’s a good time to take out a long-term fixed-rate mortgage, but make sure you know what this entails.

US housing market on shaky foundations

The US property market has seen some of the weakest data since house prices finally began to recover after the financial crisis.

How to avoid Airbnb headaches

Short-term lets on Airbnb can be a good way of making spare cash, but make sure you’re covered, says Sarah Moore.

House prices in the UK are now falling – which is great news

UK house prices are falling. But don’t panic. This modest decline is the best-case scenario, says John Stepek, and a full-on crash is looking unlikely. Here’s why.

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