The rise of the robo-advisers

Robot advisor © iStock
He was born in the US and aims to simplify investing

Not long ago, there were effectively two types of financial adviser. Those who would charge clients an up-front fee to dispense their advice, and those who were paid on commission. The latter would receive ongoing fees from the products they recommended, with the result that many clients had no real idea of how much the advice was costing them and some were under the mistaken idea that the [...]

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