Savings

Merryn Somerset Webb explains why parents should take advantage of the new rules to convert their Child Trust Funds into Jisas.

If you’re putting aside money every month and want a good rate on it, a regular savings account could help. Cris Sholto Heaton picks the best.

Has ‘free’ banking had its day? Merryn Somerset Webb investigates, and looks at the best bank accounts for those willing to pay.

Everywhere you look, the finance sector is undergoing fast-paced change. That’s great news for investors, says Merryn Somerset Webb.

Choosing a savings account should be easy. But as Merryn Somerset Webb explains, the reality is more complicated.

Pensioner bonds are a terrible idea, says Bengt Saelensminde – and morally wrong to boot. Here’s a much better idea for George Osborne to consider.

Merryn Somerset Webb explains why retirees should let the chancellor buy their affection with the new pensioner bonds.

By making Aim stocks eligible for tax-free Isas, George Osborne has really increased the potential returns for investors, says David Thornton.

Ignore the hype surrounding George Osborne’s ‘pensioner bonds’, says David Thornton. Investing in penny shares makes much better sense.

George Osborne has come up with some clever ways to hobble inheritance tax, says Merryn Somserset Webb.

Kam Patel examines the main points of George Osborne’s Autumn Statement, in which he revamped stamp duty and made changes to Isas and pensions.

Fund managers should remember that they are responsible for the finances not of financial advisers and pension funds, but of ordinary people.

Transferring money to someone else’s bank account by mistake is easily done, says Merryn Somerset Webb. But it’s a lot harder to fix.

The new individual savings account is a great way to shield your investments from tax, says David Thornton. There really is no excuse not to have one.

Following the Bank of England’s ‘forecasts’ is, at best, pointless, says Bengt Saelensminde. But it can also be very damaging to your wealth.