Savings

Time to ditch premium bonds?

It’s staggering how many people in Britain own premium bonds, says Ruth Jackson. But are there better bets elsewhere?

How to choose the best active funds for your Isa

Active funds are expensive and often perform poorly. But one type of active fund regularly beats the market and can be had for knock-down prices, says John Stepek: investment trusts.

Why you should stuff your Isa with these cheap funds

It makes a lot of sense to open a stocks and shares Isa. But what should you put in it? John Stepek explains why passive funds are an ideal investment.

Isa revolution – or damp squib?

The Lifetime Isa, designed for the big life events of buying your first home and retiring, launches soon. John Stepek looks at how it works, and whether it’s any good.

What different types of Isa are there – and are they any good?

Tax-free Isa accounts come in several different flavours in addition to plain cash or stocks & shares Isas. John Stepek looks at what’s available.

How to avoid paying any tax on your investments

The best way to increase your investment returns is to cut your costs. And one of the biggest costs is tax. John Stepek explains how to avoid it completely.

How to achieve financial bliss in marriage

The secret to a long and happy marriage is to get it all out in the open, says Merryn Somerset Webb – starting with your finances.

Get your finances in shape in 2017

You’ve already joined the gym, signed up for Mandarin classes and filled your fridge with kale. Now it’s time to tackle your finances. So where should you begin?

A personal finance round-up of 2016

Ruth Jackson rounds up what happened this year and what you may need to do to shore up your finances.

Should you swap a pension for a Lisa?

Lifetime individual savings accounts (Lisas) should be with us in April. Are they a better bet for your retirement? David Prosser investigates.

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