January Premium Bonds winners announced – did you win £1 million?
More than 2.6 million historic Premium Bonds prizes are still waiting to be claimed, NS&I says
Two Premium Bonds holders have started the new year £1 million better off after NS&I announced the winners of its January 2026 prize draw.
The lucky jackpot winners each banked a £1 million prize while 77 won £100,000. Over 150 scooped £50,000 while more than 300 received £25,000 each.
The £1 million prize winners are from Suffolk and Berkshire.
MoneyWeek
Subscribe to MoneyWeek today and get your first six magazine issues absolutely FREE
Sign up to Money Morning
Don't miss the latest investment and personal finances news, market analysis, plus money-saving tips with our free twice-daily newsletter
Don't miss the latest investment and personal finances news, market analysis, plus money-saving tips with our free twice-daily newsletter
The Berkshire winner earned the £1 million jackpot with the number 377PG290829 – they’ve held £50,000 since December 2019.
Andrew Westhead, NS&I retail director, said: “We're delighted to kick off 2026 by creating our first Premium Bonds millionaires of the year in Suffolk and Berkshire.”
How many people were winners in the January 2026 Premium Bonds prize draw?
In the January 2026 draw, over £406 million will be paid to Premium Bonds holders through more than six million prizes.
Since the first draw, in June 1957, almost £40 billion worth of prizes have been paid out.
Below is the breakdown of prizes for this month’s draw:
Value of prize | Number of prizes |
£1,000,000 | 2 |
£100,000 | 77 |
£50,000 | 156 |
£25,000 | 309 |
£10,000 | 773 |
£5,000 | 1,548 |
£1,000 | 16,276 |
£500 | 48,828 |
£100 | 1,731,056 |
£50 | 1,731,056 |
£25 | 2,635,562 |
Total value of prizes | Total number of prizes |
£406,932,450 | 6,165,674 |
How to check if you’re owed a prize
The Premium Bonds £1 million prize draw winners are announced on the first working day of each month. You will be contacted and told you have won the top prize.
Bond holders can check if they have won anything between £25 and £100,000 by using the Premium Bonds prize checker app or visiting the NS&I website the day after the first working day of each month. For this month’s draw, this is Saturday, 3 January.
Make sure you’ve got your Bond or NS&I number to hand so you can access your account.
If you’ve got Premium Bonds but haven’t checked to see if you’ve won anything in a while, it’s worth looking into now.
NS&I says over 99% of prizes have been paid to winners since draws began in 1957, but there are still millions of unclaimed Premium Bonds prizes.
The government-backed savings provider says there are currently 2,695,399 prizes worth more than £112 million that haven’t been claimed.
We look at the alternatives to Premium Bonds in a separate piece.
-
Millions of parents are missing out on up to £720 a year in extra pension cash – are you affected?A mum who narrowly missed out on the pension boost said she “never knew the government rule existed” and wants other parents to use it
-
The most influential people of 2025Here are the most influential people of 2025, from New York's mayor-elect Zohran Mamdani to Japan’s Iron Lady Sanae Takaichi
