Pensions

Pensions are changing. Old-style defined-benefits pensions are disappearing. State coffers are running dry. And the government is constantly fiddling with the pensions rules. A comfortable retirement is by no means guaranteed.

So now more than ever it’s vital that you build up a healthy pot of money that you can draw on to fund your retirement. At MoneyWeek, we can help you do that. Not only accumulating your pension pot throughout your working years, but also making sure it produces the income you need to enjoy your retirement.

Latest articles on pensions

CDC pensions: a third way

A postman in the snow © Rex Features

The government is considering introducing CDC pensions as a middle road between existing options. Could they represent the future of saving?

Do-it-yourself pensions for the self-employed

Person looking at paperwork © iStockphotos

With 43% having no pension millions of self-employed people could be unprepared for retirement, says David Prosser.

Don’t forget income tax when drawing your pension

A remarkably clean and fresh-faced pensioner in an office. © Getty Images

Many people have not understood the tax implications of drawing down their money, meaning that savers withdrawing pension cash are handing over millions of pounds in income tax.

Pensions to branch out

Old Street roundabout

Investors may soon be able to invest in young and growing businesses in their pensions, says David Prosser.

Inheritance tax fears for pensions

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A landmark court case could bring certain pensions under the inheritance tax umbrella.

Pensions are for your retirement, not for a rainy day

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The point of saving into a pension is that you can’t get the money until you retire. The chancellor should resist the temptation to relax the rules on early access.

Here’s what to expect from today’s Budget

Philip Hammond with his Budget briefcase © Getty Images

John Stepek gives a rundown on Philip Hammond’s Budget later today, and how it might affect your pocket.

Sipps sued over scams

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Clients and providers disagree on who should be responsible for spotting fraud, says David Prosser.

Think before deferring your state pension

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Delaying your state pension won’t be the right move for everyone, says David Prosser.

Civil partners to benefit

Charles Keidan and Rebecca Steinfeld © Getty Images

Reform to civil partnerships should allow more couples to make the most of financial protections.

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