You can check now to see if they have won any Premium Bonds in National Savings & Investment’s (NS&I) February prize draw.
As the prize fund rate stands at a historic-high, there are a record number of prizes on offer this month. Whilst there are only two bond holders who win the £1million jackpot, there are thousands of prizes worth between £25 and £100,000 up for grabs.
But this is the last month the prize fund rate will stick at an attractive 4.65%- NS&I’s highest offering since 1999. From March, the fund rate will be reduced to 4.4%, which means around 72,000 less prizes will be on offer.
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The good news its, the odds of winning will remain at 21,000 to 1 for every £1 Bond.
Two lucky winners who have become millionaires in February will have had a visit from Agent Million- if you weren’t one of them, you will need to check your winnings yourself.
Since the first Premium Bonds draw in June 1957, ERNIE has drawn more than 672million prizes. Find out how to check your winnings.
How to check what you’ve won in February’s prize draw
To check your Premium Bond winnings, you can go online to NS&I’s website and use their prize checker tool. Alternatively, you can use the NS&I app (available on Android or iOS).
If you use the website or app, you will need your NS&I number and Premium Bond number to hand.
If you rather pick up the phone to NS&I, you can call them for free on 08085 007 007. But, for them to recognise your account, you will need to be registered for phone or online banking with NS&I.
According to NS&I, the easiest route to check your winnings is to use your Alexa if you have one. To do this you need to activate the NS&I Premium Bonds prize checker skill on the Alexa app, and put in your NS&I number.
The great thing about Alexa is, it also tells you about any unclaimed prizes you have since July 1986.
How to check for unclaimed Premium Bond winnings
If you’ve recently moved house or got a new phone number, it’s easy to forget to update NS&I with your updated contact information. As a result, you could have unclaimed Premium Bonds sitting idle.
According to NS&I, in Dorset and Wandsworth where two Bond holders were made millionaires this month, there is an accumulated 49,053 unclaimed prizes worth a total of £1,641,250.
In Dorset the largest value prize left unclaimed is worth £10,000 from the November 2019 draw. Similarly in Wandsworth, a £10,000 prize from the June 2022 draw has not been claimed.
To check for any unclaimed prizes, you can again call NS&I, or you can write to them if you are not registered with NS&I for phone or online services.
To speed up the process, it’s a good idea to include the following information in your letter:
- Your Premium Bond holder number
- Your current name
- Any previous names
- Your current address
- Any previous addresses
- Your signature
Any backdated prizes you claim are usually posted to your current home address- so make sure your records are up to date with NS&I too.
February 2024 Premium Bond winners
Here’s a full list of Premium Bond winnings in February’s prize draw.
|Value of prize
|Number of prizes
|Total value of prizes: £475,609,325
|Total number of prizes: 5,844,664
Vaishali graduated in journalism from Leeds University and she has experience working with the likes of Leicester Mercury, Inews and The Week. She also comes from a marketing background, where she has done copywriting and content creation for businesses.
Currently writing about all things personal finance, Vaishali is passionate about finding the best deals around, whether it's the best credit cards or the cheapest personal loans, as well as sharing top money hacks to help people save and better manage their money.
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