Latest articles by John Fitzsimons
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I wish I knew what an emerging market was, but I’m too embarrassed to ask
Videos Emerging market is a phrase many investors will have heard, but do you know what it means?
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Investment platforms rapped over low interest offered on cash holdings
Financial Conduct Authority (FCA) threatens action against investment platforms paying poor rates on cash balances
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Pension withdrawals on the rise, HMRC data reveals
Pension withdrawal data has led to some raising concerns over savers ‘raiding’ their pensions unsustainably.
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Isas vs savings accounts: what’s the best home for your cash savings?
Analysis Rising interest rates on savings accounts mean more savers may be subject to tax on the interest earned. Does that mean an Isa is a better option?
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Santander Edge Saver: New market-leading easy-access account comes with some hurdles
Savings Savers with the Santander Edge Saver can beat inflation, but there are certain hurdles you need to clear.
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Funds to sell: the failing investments to remove from your portfolio
Bestinvest's Spot the Dog report reveals there are 56 funds that are significantly underperforming against their benchmark. So which are the worst dog funds, and should you sell them?
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Lessons from the £11m pension saver ‒ how to build a better pension
As an FOI reveals the UK’s most successful pension saver has built an £11m pot for their retirement, we outline the tactics you need to follow to build your own retirement warchest.
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I wish I knew what a bond was, but I’m too embarrassed to ask
When thinking of investing many people automatically think of the stock market. But there is another market – the bond market. So what exactly is a bond?
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Don’t miss 31 July ‘payment on account’ tax deadline
Advice Many self-employed people have a second tax payment deadline. And the stakes are higher this year, as HMRC recently increased the interest charge on late payments to 7.5%.
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Pension tax refunds: how to get your money back if you have been overtaxed on withdrawals
Advice Thousands of people accessing their pensions are being significantly overtaxed. Here’s how to get a pension tax refund
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Inheriting pensions: government proposes new pensions ‘death tax’ ‒ what it means for you
Government accused of sneaking significant changes to the way inherited pensions are taxed ‘through the back door’. We explain what it means for you
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Energy bill to drop 17% this weekend as new price cap kicks in
News Typical households on default energy tariffs will see their energy bills drop by £426 a year following today's energy price cap drop.
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UK inflation remains at 8.7% ‒ what it means for your money
Inflation was unmoved at 8.7% in the 12 months to May. What does this ‘sticky’ rate of inflation mean for your money?
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Halifax: first annual drop in house prices since 2012
News Higher mortgage costs and inflation worries hitting confidence among house buyers, leading to house price falls.
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Should I use a workplace pension or a SIPP?
Analysis SIPPs vs workplace pensions: which is the right way to save for retirement for you?
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Chase bank account: Time running out to earn unlimited cashback
News Chase Bank pays you 1% cashback on all your purchases, plus 1% interest on your balance - but, you’ll need to act fast to take advantage of it.
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Common pension scams to watch out for
Advice As the government introduces new measures to tackle fraudsters, we highlight the common pension scam tactics they employ ‒ and how to avoid them.
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House prices record a small drop in February
News ONS: Latest house price index from the government finds that house prices are slowing
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The best performing stocks over five years ‒ and what they could have made you
Analysis If you backed the right stock, then a £1,000 stake could have turned into £45,000 over the last five years
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John Lewis launches new reward credit card - is it any good?
News John Lewis shoppers can now get something back every time they spend at the giant retailer with an all new rewards credit card. We have all the details and look at how it compares
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Divorce and money - everything you need to know if you are splitting up
Advice The first working Monday of January is dubbed ‘divorce day’. If you’re thinking of splitting up, we look at what divorce means for your finances and how to manage money when separating
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Key dates for 2023: here are the dates you need to know when it comes to your money
News There is no shortage of important dates to be aware of this year – which are likely to affect your financial health. We run through the key dates in 2023 you need to know about when it comes to your money.
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November’s Premium Bond millionaire winners revealed – how to check if you are a winner
News Millions of Premium Bond holders have won tax-free cash prizes following the November draw. Here’s how to check if you’re one of the winners this month.
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