John Fitzsimons
John Fitzsimons has been writing about finance since 2007, and is a former editor of Mortgage Solutions and loveMONEY. Since going freelance in 2016 he has written for publications including The Sunday Times, The Mirror, The Sun, The Daily Mail and Forbes, and is committed to helping readers make more informed decisions about their money.
Latest articles by John Fitzsimons
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November NS&I Premium Bonds winners - check now to see what you won
If you have money saved in NS&I Premium Bonds you can now check to see whether you have won a prize in the November prize draw. Here’s how to check your Premium Bonds.
By John Fitzsimons Published
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Fraudsters stole more than £500 million in first half of the year
Huge sums are being stolen by fraudsters every year. We outline the most common scams and what you can do to protect yourself.
By John Fitzsimons Published
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Will a water meter save you money?
Features If you’re looking to keep your water bill as low as possible, then you may be considering moving to a water meter. But will doing so mean you are better off?
By John Fitzsimons Last updated
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I wish I knew what an emerging market was, but I’m too embarrassed to ask
Videos ‘Emerging market’ is a phrase many investors will have heard, but do you know what it means? What is an emerging market?
By John Fitzsimons Last updated
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Investment platforms rapped over low interest offered on cash holdings
Financial Conduct Authority (FCA) threatens action against investment platforms paying poor rates on cash balances
By John Fitzsimons Published
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Pension withdrawals on the rise, HMRC data reveals
Pension withdrawal data has led to some raising concerns over savers ‘raiding’ their pensions unsustainably.
By John Fitzsimons Published
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Isas vs savings accounts: what’s the best home for your cash savings?
Analysis Rising interest rates on savings accounts mean more savers may be subject to tax on the interest earned. Does that mean an Isa is a better option?
By John Fitzsimons Last updated
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The best options to earn cashback on spending
From credit cards and current accounts to cashback websites, there are plenty of ways to earn cashback on the money you spend.
By John Fitzsimons Published
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Santander Edge Saver: New market-leading easy-access account comes with some hurdles
Savings Savers with the Santander Edge Saver can beat inflation, but there are certain hurdles you need to clear.
By John Fitzsimons Published
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Funds to sell: the failing investments to remove from your portfolio
Bestinvest's Spot the Dog report reveals there are 56 funds that are significantly underperforming against their benchmark. So which are the worst dog funds, and should you sell them?
By John Fitzsimons Published
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Lessons from the £11m pension saver ‒ how to build a better pension
As an FOI reveals the UK’s most successful pension saver has built an £11m pot for their retirement, we outline the tactics you need to follow to build your own retirement warchest.
By John Fitzsimons Published
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I wish I knew what a bond was, but I’m too embarrassed to ask
Videos When thinking of investing many people automatically think of the stock market. But there is another market – the bond market. So what exactly is a bond?
By John Fitzsimons Last updated
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Don’t miss 31 July ‘payment on account’ tax deadline
Advice Many self-employed people have a second tax payment deadline. And the stakes are higher this year, as HMRC recently increased the interest charge on late payments to 7.5%.
By John Fitzsimons Last updated
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Pension tax refunds: how to get your money back if you have been overtaxed on withdrawals
Advice Thousands of people accessing their pensions are being significantly overtaxed. Here’s how to get a pension tax refund
By John Fitzsimons Last updated
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Inheriting pensions: government proposes new pensions ‘death tax’ ‒ what it means for you
Government accused of sneaking significant changes to the way inherited pensions are taxed ‘through the back door’. We explain what it means for you
By John Fitzsimons Published
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Energy bill to drop 17% this weekend as new price cap kicks in
News Typical households on default energy tariffs will see their energy bills drop by £426 a year following today's energy price cap drop.
By John Fitzsimons Last updated
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UK inflation remains at 8.7% ‒ what it means for your money
Inflation was unmoved at 8.7% in the 12 months to May. What does this ‘sticky’ rate of inflation mean for your money?
By John Fitzsimons Published
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Halifax: first annual drop in house prices since 2012
News Higher mortgage costs and inflation worries hitting confidence among house buyers, leading to house price falls.
By John Fitzsimons Published
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Sacrifice your salary for a bigger pension
Features Paying into your pension through the salary sacrifice scheme could boost not only the size of your pension pot, but also your take home pay. We explain how to make salary sacrifice pensions work for you.
By John Fitzsimons Last updated
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Should I use a workplace pension or a SIPP?
Analysis SIPPs vs workplace pensions: which is the right way to save for retirement for you?
By John Fitzsimons Last updated
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Chase bank account: Time running out to earn unlimited cashback
News Chase Bank pays you 1% cashback on all your purchases, plus 1% interest on your balance - but, you’ll need to act fast to take advantage of it.
By John Fitzsimons Last updated
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Common pension scams to watch out for
Advice As the government introduces new measures to tackle fraudsters, we highlight the common pension scam tactics they employ ‒ and how to avoid them.
By John Fitzsimons Last updated
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House prices record a small drop in February
News ONS: Latest house price index from the government finds that house prices are slowing
By John Fitzsimons Published
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The best performing stocks over five years ‒ and what they could have made you
Analysis If you backed the right stock, then a £1,000 stake could have turned into £45,000 over the last five years
By John Fitzsimons Published
Analysis