How you can get a real return without taking big risks

To be a successful investor, you need to grow your money faster than the rate of inflation. But that's not easy in a world of low interest rates, says Phil Oakley. Here, he looks at where to find the best returns without taking too many risks.

What's the aim of investing?

The simple answer is: "to make money". But it's not quite that straightforward.

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S&P 500 (USA)13.37.52%2.3%3.27
FTSE-All Share (UK)11.58.70%3.76%2.31
CAC 40 (France)10.99.17%4.15%2.21
Dax (Germany)11.28.93%3.5%2.55
Ibex 35 (Spain)11.78.55%5.5%1.55
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AEX (Netherlands)10.99.17%3.3%2.78
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TSX (Canada)13.67.35%3.05%2.41

Phil spent 13 years as an investment analyst for both stockbroking and fund management companies.

 

After graduating with a MSc in International Banking, Economics & Finance from Liverpool Business School in 1996, Phil went to work for BWD Rensburg, a Liverpool based investment manager. In 2001, he joined ABN AMRO as a transport analyst. After a brief spell as a food retail analyst, he spent five years with ABN's very successful UK Smaller Companies team where he covered engineering, transport and support services stocks.

 

In 2007, Phil joined Halbis Capital Management as a European equities analyst. He began writing for MoneyWeek in 2010.