Where to find the best credit card deals

Credit card companies are on the hunt for new customers again. And with a wealth of generous new deals on offer, it's time to make sure you have the best possible card for you, says Ruth Jackson. Here, she tips the best credit card deals available now.

The credit card companies are on the hunt for customers again. They practically shut up shop after the credit crunch. Deals disappeared from the market and lending criteria tightened to the point where up to 18,000 people's applications were being rejected per day in 2008. As a result, between 2008 and 2009, the number of credit cards in circulation dropped by more than a million.

But now not only are deals returning, we are seeing better ones than were on offer before the crunch. On top of this, the banks are reportedly easing their lending criteria again. So there is no reason to get stuck with a bad deal.

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Ruth Jackson-Kirby

Ruth Jackson-Kirby is a freelance personal finance journalist with 17 years’ experience, writing about everything from savings accounts and credit cards to pensions, property and pet insurance.

Ruth started her career at MoneyWeek after graduating with an MA from the University of St Andrews, and she continues to contribute regular articles to our personal finance section. After leaving MoneyWeek she went on to become deputy editor of Moneywise before becoming a freelance journalist.

Ruth writes regularly for national publications including The Sunday Times, The Times, The Mail on Sunday and Good Housekeeping, among many other titles both online and offline.