Three words that can sink any spread better

What differentiates a good spread better from a bad spread better? Three very human emotions. Tim Bennett explains.

What differentiates a good spread better from a bad spread better? The same thing that often separates good and bad doctors, or good and bad professional footballers: whilst everyone makes mistakes, the top professionals make them less often. And to do that you need to master three very human emotions.

Overconfidence

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Tim graduated with a history degree from Cambridge University in 1989 and, after a year of travelling, joined the financial services firm Ernst and Young in 1990, qualifying as a chartered accountant in 1994.

He then moved into financial markets training, designing and running a variety of courses at graduate level and beyond for a range of organisations including the Securities and Investment Institute and UBS. He joined MoneyWeek in 2007.