What is the time value of money?

Crucial to everything in finance to do with valuation, the concept of the 'time value of money' underpins most investing decisions. Tim Bennett explains what it is, and why it is so important.

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Crucial to everything in finance to do with valuation - the concept of the 'time value of money' underpins most investing decisions. Tim Bennett explains what it is, and why it is so important.

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Tim Bennett

Tim graduated with a history degree from Cambridge University in 1989 and, after a year of travelling, joined the financial services firm Ernst and Young in 1990, qualifying as a chartered accountant in 1994.

He then moved into financial markets training, designing and running a variety of courses at graduate level and beyond for a range of organisations including the Securities and Investment Institute and UBS. He joined MoneyWeek in 2007.

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