VCTs, EIS and SEIS: tax relief for brave investors
Isas

VCTs, EIS and SEIS: tax relief for brave investors

If you can stomach the risk involved in backing a company in its early stages, consider VCTs, the EIS and the SEIS. Generous tax breaks are on offer.
15 Mar 2019
Shares Isas: protect your assets from the taxman
Savings

Shares Isas: protect your assets from the taxman

Escape capital-gains and dividend taxes on investments ranging from stocks to corporate bonds with a shares Isa. Here’s how to find one that suits you…
15 Mar 2019
Isas: Where to stash your cash
Savings

Isas: Where to stash your cash

If you put your savings in a cash Isa, you will never be liable for tax, regardless of how much interest you accumulate. Here is an overview of the to…
15 Mar 2019
IF Isas: look beyond stocks and bonds
Savings

IF Isas: look beyond stocks and bonds

You can now put a wide range of alternative investments  in the tax-free wrapper, with the Innovative Finance Isa, (IF Isa). But tread carefully.
15 Mar 2019
Peer-to-peer: cutting out the middleman could cost you
Alternative finance

Peer-to-peer: cutting out the middleman could cost you

There are a vast array of peer-to-peer lending sites. That’s why you need a company to help research and collate the ones that might suit you.
11 Mar 2019
Lisas limp on, but savers are missing out
Personal finance

Lisas limp on, but savers are missing out

Lifetime individual saving accounts have hardly been a roaring success. In the 2017-2018 tax year, the average contribution was £3,114 per account, £4…
14 Dec 2018
Sipps sued over scams
Personal finance

Sipps sued over scams

Clients and providers disagree on who should be responsible for spotting fraud, says David Prosser.
26 Oct 2018
Don’t lose your child’s savings
Personal finance

Don’t lose your child’s savings

Child trust funds turn 16 this year – but a million accounts have been abandoned. Is yours one of them?
31 Aug 2018
A stress-free way to switch current accounts
Personal finance

A stress-free way to switch current accounts

Breaking up with your bank shouldn’t be difficult, says Ruth Jackson. If you’re looking to change current accounts, here’s how to do it.
8 Jun 2018
Individual savings account (Isa)
Isas

Individual savings account (Isa)

Individual savings accounts (Isas) are a way of saving and investing without paying income tax or capital gains tax.
23 May 2018
Asos: setting the trend when it comes to savings
Personal finance

Asos: setting the trend when it comes to savings

The retailer’s plan to offer a range of savings options may inspire others, says David Prosser.
18 May 2018
The best cash Isas for last-minute transfers
Personal finance

The best cash Isas for last-minute transfers

It’s not too late to take advantage of your Isa allowance, says Ruth Jackson. Here are the best options for your cash.
30 Mar 2018
What you can learn from the first Isa millionaire
Economy

What you can learn from the first Isa millionaire

Invest in solid family-run firms, focus on dividend growth and take a long-term view, says noted private investor John Lee.
16 Mar 2018
IFIsas: a bold way to build your capital
Personal finance

IFIsas: a bold way to build your capital

Innovative Finance Isas are the newest kids on the block, offering diverse ways to invest, but be aware that high rewards mean greater risk.
16 Mar 2018
Duck the dividend tax with share Isas
Personal finance

Duck the dividend tax with share Isas

Our cash-strapped government is coming after shareholders with higher dividend taxes, but investment Isas are still tax-free.
16 Mar 2018
The best Isa deals for your cash
Personal finance

The best Isa deals for your cash

Build up your savings in an Isa and it remains tax-free for life, no matter how large the lump sum becomes. Here’s our round-up of the top rates avail…
16 Mar 2018
Making the most of the seven ages of investment
Personal finance

Making the most of the seven ages of investment

Your financial needs change as you get older, so your investment strategy needs to evolve in response. Matthew Partridge explains the key principles f…
15 Mar 2018
The one problem with Isas, and how to avoid it
Investment strategy

The one problem with Isas, and how to avoid it

Isas are marvellous - apart from one thing. Pass them on to your heirs and they’ll pay inheritance tax. But there is a way around this, says Merryn So…
5 Mar 2018
Innovative Isas finally take off
Personal finance

Innovative Isas finally take off

Last year, new innovative finance individual savings accounts (IF Isas) failed to make a mark, says David Prosser. This year will be different.
2 Feb 2018
A Christmas boost for the Lisa
Personal finance

A Christmas boost for the Lisa

Tired of turkey, 50 people opened a lifetime individual savings account on Christmas, says David Prosser – glad tidings to Lisa supporters.
19 Jan 2018
Take advantage of flexible Isas
Personal finance

Take advantage of flexible Isas

Ruth Jackson explains why it’s worth taking advantage of the flexibility these products offer.
20 Oct 2017
Barclays stockbroking: not so smart
Personal finance

Barclays stockbroking: not so smart

Barclays has managed to infuriate thousands of its customers with the launch of its new stockbroking service. Here's what to do it if affects you.
6 Oct 2017
Don’t abandon cash Isas
Personal finance

Don’t abandon cash Isas

People are abandoning cash Isas in their droves since the introduction of the personal savings allowance. But abandoning cash Isas completely is a mis…
29 Aug 2017
Stocks and shares Lisa market becomes more competitive
Tax

Stocks and shares Lisa market becomes more competitive

AJ Bell is the latest mainstream broker to introduce a stocks and shares lifetime individual savings account (Lisa), It becomes the fourth investment …
7 Jul 2017