Pensions

Pensions are changing. Old-style defined-benefits pensions are disappearing. State coffers are running dry. And the government is constantly fiddling with the pensions rules. A comfortable retirement is by no means guaranteed.

So now more than ever it’s vital that you build up a healthy pot of money that you can draw on to fund your retirement. At MoneyWeek, we can help you do that. Not only accumulating your pension pot throughout your working years, but also making sure it produces the income you need to enjoy your retirement.

Latest articles on pensions

Pensions drawdown disaster

Handful of money on fire © Getty

Pension providers will have to offer default drawdown options after many savers ended up in cash funds that generated no investment growth and leave them worse off.

The default option will cost you money: always opt out

Piles of coins © Getty

Making the effort to move your money from your financial provider’s default settings could make you significantly better off, says Merryn Somerset Webb.

Ignore the lifetime allowance and take the tax hit

Person using, calculator © Getty

There’s been a lot of wailing about the extra tax burden once you hit the pensions lifetime savings allowance. But it’s better to just carry on contributing and pay the tax, says Merryn Somerset Webb.

Doctors shouldn’t get special treatment for their pensions

Doctors doing doctoring © Getty

Doctors whose pensions are too big want an exemption from the lifetime allowance. They shouldn’t get it, says Merryn Somerset Webb.

Will pension superfunds take off?

Superman © Alamy

Pension superfunds can save on costs, but may be prone to failure, says David Prosser.

The equity release market opens up

Happy, pastel-clad pensioners © iStock

A more competitive market means retirees with equity release mortgages could save by switching provider.

Give your pension a health check

Making the most of your retirement options can make a big difference, says David Prosser.

A time for pension consolidation

Older couple calculating their pensions © iStock

To get a grip on your pension finances, it helps to have it all in one place, says David Prosser.

Retire at your leisure

Old lady working in a shop ©iStockphoto

Today’s pensions allow for a lot more flexibility when scaling back on work, says David Prosser.

When should you retire?

Retirement party © Alamy

Schedule your retirement party, but your financial options take more thinking about.

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