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Insurance: only a fool travels without it
Features Travel insurance is something that most people see as an unnecessary extra when going abroad. But as Ruth Jackson points out, it could be a very costly thing to overlook for the sake of saving a few pounds.
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Why travel insurance is a must have
Features With times hard, many people are cutting back on travel insurance. But when even minor problems abroad could mean bills running into thousands of pounds, insurance is one thing you shouldn't skimp on. Ruth Jackson examines the ins and outs of travel insurance, and how to make sure you have the right cover for you.
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Don't pay for pointless insurance cover
Features If you're cutting back on your expenditure, one area ripe for savings is insurance. Many policies are unnecessary and some are positively worthless. Ruth Jackson outlines which are the must-have insurance policies and which you can definitely do without, and explains what you could do with the money instead.
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Beware of dodgy insurance
Features Payment protection insurance is overpriced, difficult to claim on and often missold, says Tim Bennett. But new proposals from the Competition Commission could change some of that.
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Take care when using price comparison sites
Features Price comparison websites promise to give you the cheapest quotes from hundreds of insurers. But the FSA says these sites are not living up to expectations – and accuses them of not displaying information 'clearly, fairly and accurately'. Tim Bennett explains how best to use the sites.
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Should you take out private health insurance?
Features What with all the doom and gloom stories in the press, you'd be forgiven for thinking we should opt out of the NHS and go private. But, Merryn Somerset Webb asks, is it worth it?
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Why mortgage protection insurance isn't the answer to your worries
Features In these worrying times, you might think mortgage protection insurance is a great idea. In theory it is, but in reality it is one of the five most useless types of insurance there is.
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