Flexi Season tickets sow confusion for commuters
The new rail Flexi Season tickets that aim to help people commute part time don’t live up to their name.
Get the latest financial news, insights and expert analysis from our award-winning MoneyWeek team, to help you understand what really matters when it comes to your finances.
You are now subscribed
Your newsletter sign-up was successful
Want to add more newsletters?
Twice daily
MoneyWeek
Get the latest financial news, insights and expert analysis from our award-winning MoneyWeek team, to help you understand what really matters when it comes to your finances.
Four times a week
Look After My Bills
Sign up to our free money-saving newsletter, filled with the latest news and expert advice to help you find the best tips and deals for managing your bills. Start saving today!
“Commute your way. Choose WFH [work-from-home] Wednesdays, choose face-to-face Fridays”, declares the National Rail website. The post-pandemic world will entail far more part-time commuting. On 28 June the government rolled out “Flexi Season” tickets, which are aimed at workers who travel two or three days each week. The new offering allows passengers to travel on any eight days in a 28-day period between two named stations. Returns are valid until 4.29am the following day to accommodate those who need to stay late at work. The days travelled do not need to be selected in advance.
Tickets are paperless and are only available in England; some operators, such as London Underground and Grand Central, are not covered. The Department for Transport (DfT) says the tickets offer passengers “control over their commute, with potential savings of hundreds of pounds against daily and season tickets”.
Look beyond the marketing guff
Put aside the marketing guff and the reality is not so exciting. The DfT has said the tickets will be at least 20% cheaper than a monthly season ticket, but the potential savings vary wildly thanks to a “byzantine system of price calculations that seems designed to bamboozle travellers” says Toby Walne in The Mail on Sunday. “Between Winchester and London, a Flexi Season is 20% cheaper than a monthly ticket,” says Simon Calder in the Independent. But the Leicester-to-Nottingham route offers a discount of about 50%.
MoneyWeek
Subscribe to MoneyWeek today and get your first six magazine issues absolutely FREE
Sign up to Money Morning
Don't miss the latest investment and personal finances news, market analysis, plus money-saving tips with our free twice-daily newsletter
Don't miss the latest investment and personal finances news, market analysis, plus money-saving tips with our free twice-daily newsletter
On a per-day basis, Flexi tickets are priced “between an anytime day return and a seven-day season ticket”, says the DfT. For example, the BBC calculates that a Flexi ticket between Bolton and Manchester costs £6.35 per day travelled. That is cheaper than the £7.20 price of an anytime day return, but still dearer than the £5.29 per day cost of an annual season ticket that is used four or more times per week.
Flexible tickets have added drawbacks. “These really aren’t season tickets,” Tony Miles tells the BBC. “A season ticket effectively gives you unlimited travel,” but flexi tickets are just a way to buy “a fixed number of journeys at a discount price… if you decide at a weekend to do some extra journeys that will start ticking off your credit”. People commuting once a week will find it cheaper to buy day returns, says Ian Aikman on Which.co.uk. Those doing a four-day week will be better off with an annual season ticket. Flexi tickets are best for two-day commuters. Things are more complicated for people travelling three days per week. They will use their eight travel days up before the 28 days are out, forcing them to buy 18 flexible tickets per year (assuming 48 weeks of work per year). Flexi tickets are usually still cheaper, but it depends on the route: a three-day Brighton-to-London commuter would pay £1,953 more per year using a Flexi ticket than they would with a yearly season ticket. Check the cheapest option with the season ticket calculator on the National Rail website.
Off-peak Flexi tickets are not available, so “people who are employed outside the traditional nine-to-five working day” will usually be better off plumping for other options, says Miles Brignall in The Guardian. Commuters who don’t use all of their tickets within 28 days are entitled to a refund, but it “may not be as much as they expect” owing to administration fees and other charges. “The National Rail website warns that if commuters have only one or two journeys left, they may find they are not entitled to get any money back.”
Get the latest financial news, insights and expert analysis from our award-winning MoneyWeek team, to help you understand what really matters when it comes to your finances.
Alex is an investment writer who has been contributing to MoneyWeek since 2015. He has been the magazine’s markets editor since 2019.
Alex has a passion for demystifying the often arcane world of finance for a general readership. While financial media tends to focus compulsively on the latest trend, the best opportunities can lie forgotten elsewhere.
He is especially interested in European equities – where his fluent French helps him to cover the continent’s largest bourse – and emerging markets, where his experience living in Beijing, and conversational Chinese, prove useful.
Hailing from Leeds, he studied Philosophy, Politics and Economics at the University of Oxford. He also holds a Master of Public Health from the University of Manchester.
-
UK interest rates live: experts expect MPC to hold ratesThe Bank of England’s Monetary Policy Committee (MPC) meets today to decide UK interest rates. The last meeting resulted in a cut, but experts think there is little chance of interest rates falling today.
-
MoneyWeek Talks: The funds to choose in 2026Podcast Fidelity's Tom Stevenson reveals his top three funds for 2026 for your ISA or self-invested personal pension
-
Why it might be time to switch your pension strategyYour pension strategy may need tweaking – with many pension experts now arguing that 75 should be the pivotal age in your retirement planning.
-
Rachel Reeves is rediscovering the Laffer curveOpinion If you keep raising taxes, at some point, you start to bring in less revenue. Rachel Reeves has shown the way, says Matthew Lynn
-
ISA reforms will destroy the last relic of the Thatcher eraOpinion With the ISA under attack, the Labour government has now started to destroy the last relic of the Thatcher era, returning the economy to the dysfunctional 1970s
-
Investing in forestry: a tax-efficient way to grow your wealthRecord sums are pouring into forestry funds. It makes sense to join the rush, says David Prosser
-
'Expect more policy U-turns from Keir Starmer'Opinion Keir Starmer’s government quickly changes its mind as soon as it runs into any opposition. It isn't hard to work out where the next U-turns will come from
-
Why pension transfers are so trickyInvestors could lose out when they do a pension transfer, as the process is fraught with risk and requires advice, says David Prosser
-
Modern Monetary Theory and the return of magical thinkingThe Modern Monetary Theory is back in fashion again. How worried should we be?
-
The coming collapse in the jobs marketOpinion Once the Employment Bill becomes law, expect a full-scale collapse in hiring, says Matthew Lynn