AUTHOR

Emma Lunn

Emma Lunn is a freelance journalist who specialises in writing on personal finance

How to buy your own racehorse
Personal finance

How to buy your own racehorse

The best way to buy a racehorse is to join a syndicate or racing club and buy a stake in your own racehorse, says Emma Lunn. But do it for the love of…
17 May 2019
Investing in student property doesn’t stack up
Property

Investing in student property doesn’t stack up

Don’t be fooled by the attractive yields from investing in student property: the market doesn’t live up to the hype.
27 Mar 2019
New laws lean on landlords
Property

New laws lean on landlords

Emma Lunn rounds up the latest news stories that affect property investors, landlords and homebuyers.
13 Mar 2019
Getting a UK mortgage as an expat 
Mortgages

Getting a UK mortgage as an expat 

If you’re applying for a UK mortgage but live abroad, be prepared for a complicated process.
27 Feb 2019
An alternative to rent deposits
Property

An alternative to rent deposits

Deposit-free renting promises to shake up the market, but does it really help? Emma Lunn reports.
1 Feb 2019
Should you get a mortgage from a robot?
Property

Should you get a mortgage from a robot?

What do robo-mortgage advisers add to the process? Emma Lunn reports.
21 Dec 2018
MP takes on property developers
Property

MP takes on property developers

Emma Lunn rounds up the property stories from the week that you might have missed.
30 Nov 2018
Beware of online property auctions
Property

Beware of online property auctions

Property auctions can be useful, but contain pitfalls for the unwary. So make sure you know what you’re in for.
23 Nov 2018
Hidden cost of retirement homes
Personal finance

Hidden cost of retirement homes

Life in a retirement home can provide support and company for retirees, but watch out for extra fee add-ons.
16 Nov 2018
Landlords turn to incorporation
Property

Landlords turn to incorporation

A hostile tax environment has driven many landlords to register as a company.
2 Nov 2018
Don’t rush into equity release
Equity release

Don’t rush into equity release

It’s becoming increasingly popular to release cash from your home, says Emma Lunn. But it’s still a risky move.
19 Oct 2018
New homes ombudsman will provide a helping hand for homeowners
Property

New homes ombudsman will provide a helping hand for homeowners

Prompted by shoddy new build houses, the government is to appoint a new homes ombudsman.
12 Oct 2018
Think twice before letting out spare rooms in your house
Property

Think twice before letting out spare rooms in your house

Airbnb seems to offer easy money for those with spare rooms to let out. But be aware of the rules.
21 Sep 2018
HMO landlords: prepare for new rules
Property

HMO landlords: prepare for new rules

The government is cracking down on overcrowded house shares. If you're an HMO landlord, make sure you’re up to date.
7 Sep 2018
Don’t fall for “fee-free” mortgages
Property

Don’t fall for “fee-free” mortgages

A growing number of mortgage lenders are scrapping arrangement fees to lure in borrowers. But do the sums first, says Emma Lunn.
31 Aug 2018
Help is on its way for leaseholders wanting to buy their freehold
Property

Help is on its way for leaseholders wanting to buy their freehold

Changes in the law should soon make it easier for property leaseholders to buy their freehold. But until then, know your rights.
27 Jul 2018
Landlords turn to holiday lets
Property

Landlords turn to holiday lets

Letting property out as a holiday home has tax advantages, but do your research thoroughly, says Emma Lunn.
15 Jun 2018
New protection for tenants and leaseholders
Property

New protection for tenants and leaseholders

The government wants to prevent tenants and leaseholders being exploited by agents, says Emma Lunn.
18 May 2018
Duck the buy-to-let tax change
Tax

Duck the buy-to-let tax change

Using a limited company means higher-rate taxpayers can still get full tax relief on mortgage interest, says Emma Lunn.
11 May 2018
Trying times for buy-to-let landlords
Property

Trying times for buy-to-let landlords

Buy-to-let investors must keep on top of new government regulations as well as tax changes, says Emma Lunn.
4 May 2018
Residential funds: buying houses without the hassle
Property

Residential funds: buying houses without the hassle

With buy-to-let an increasingly unattractive option, residential funds may appeal to more investors, says Emma Lunn.
20 Apr 2018
Think twice before banning tenants
Property

Think twice before banning tenants

Landlords and letting agents must make sure that they don’t discriminate against benefit claimants. Emma Lunn explains.
16 Mar 2018
Landlords must get to grips with mould under proposed new tenancy law
Property

Landlords must get to grips with mould under proposed new tenancy law

Tenants may soon have the right to sue landlords who let properties that aren’t fit for human habitation. That makes it more important than ever that …
9 Feb 2018
Court crushes leaseholders’ hopes
Property

Court crushes leaseholders’ hopes

Leaseholders have been dealt a blow after a court ruling failed to make it cheaper for people to extend their lease or buy a freehold. Emma Lunn repor…
2 Feb 2018
Winners and losers from leasehold ban
Property

Winners and losers from leasehold ban

The government has announced a ban on new-build houses being sold as leasehold. Emma Lunn looks at who's set to lose out.
19 Jan 2018
Landlords: act quickly and pay your tax
Property

Landlords: act quickly and pay your tax

Whether a professional or an accidental landlord, you’ll need to complete a self-assessment tax return each year. Emma Lunn explains.
12 Jan 2018
Think twice before buying a new build
Property

Think twice before buying a new build

Living on a private estate might has snob appeal, says Emma Lunn. But it could also be more trouble than it's worth.
10 Nov 2017
How Universal Credit hurts landlords
Property

How Universal Credit hurts landlords

Universal Credit is set to change the way that landlords are paid rent by tenants who receive benefits – and not necessarily for the better.
3 Nov 2017
A crackdown on the estate-agent cartel
Property

A crackdown on the estate-agent cartel

Estate agents don’t immediately spring to mind when most people think of illegal cartels. But it's worth doing your research to make sure you’re not o…
20 Oct 2017
Understanding covenants
Features

Understanding covenants

Restrictions on what you can and cannot do in your house may take homeowners by surprise. Make sure you know what you’re buying. Emma Lunn reports.
13 Oct 2017
Another dent to landlords’ profits
Property

Another dent to landlords’ profits

Government plans to crack down on the buy-to-let sector are about to make this type of investment less attractive than it once was.
6 Oct 2017
Think twice before raffling your home
Property

Think twice before raffling your home

The past year has seen a rise in the popularity of “house raffles”. But if you’re thinking of raffling yours, there are a few things you need to know …
29 Sep 2017
Buy-to-let empires face a regulatory revolt
Property

Buy-to-let empires face a regulatory revolt

From the end of this month, lenders will have to take a more stringent approach to buy-to-let mortgage applications from landlords. Emma Lunn explains…
21 Sep 2017
How to evict unwanted tenants
Personal finance

How to evict unwanted tenants

Evicting problem tenants can be a tricky business. Emma Lunn explains how landlords can go about it in the most straightforward way.
15 Sep 2017
Should you use a “no-fee” estate agent?
Property

Should you use a “no-fee” estate agent?

Some online estate agents are now offering a “fee free” service. But, asks Emma Lunn, are any of them any good?
8 Sep 2017
Don’t be caught by conveyancing scams
Property

Don’t be caught by conveyancing scams

Conveyancing fraud is becoming increasingly common, with 159 homebuyers losing their deposits to fraudsters last year, up 85% on 2015.
29 Aug 2017