Emma Lunn
Emma Lunn is a multi-award-winning journalist who specialises in personal finance and consumer issues. With more than 18 years’ experience in personal finance, Emma has covered topics including mortgages, first-time buyers, leasehold, banking, debt, budgeting, broadband, energy, pensions and investments. Emma’s one of the most prolific freelance personal finance journalists with a back catalogue of work in newspapers such as The Guardian, The Independent, The Daily Telegraph, the Mail on Sunday and the Mirror. As a freelancer she has also completed various in-house contracts at The Guardian, The Independent, Mortgage Solutions, Orange and Moneywise.
She also writes regularly for specialist magazines and websites such as Property Hub, Mortgage Strategy and YourMoney.com. She’s particularly proud of her work writing about the leasehold sector and a Guardian front-page story about a dodgy landlord. She has a real passion for helping people learn about money – especially when many people are struggling to get by in today’s challenging economic climate – and prides herself on simplifying complex subjects.
Latest articles by Emma Lunn
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Think twice before buying a new build
Features Living on a private estate might has snob appeal, says Emma Lunn. But it could also be more trouble than it's worth.
By Emma Lunn Published
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How Universal Credit hurts landlords
Features Universal Credit is set to change the way that landlords are paid rent by tenants who receive benefits – and not necessarily for the better.
By Emma Lunn Published
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A crackdown on the estate-agent cartel
Features Estate agents don’t immediately spring to mind when most people think of illegal cartels. But it's worth doing your research to make sure you’re not overcharged for selling your home.
By Emma Lunn Published
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Another dent to landlords’ profits
Features Government plans to crack down on the buy-to-let sector are about to make this type of investment less attractive than it once was.
By Emma Lunn Published
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Think twice before raffling your home
Features The past year has seen a rise in the popularity of “house raffles”. But if you’re thinking of raffling yours, there are a few things you need to know first.
By Emma Lunn Published
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Buy-to-let empires face a regulatory revolt
Features From the end of this month, lenders will have to take a more stringent approach to buy-to-let mortgage applications from landlords. Emma Lunn explains.
By Emma Lunn Published
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How to evict unwanted tenants
Features Evicting problem tenants can be a tricky business. Emma Lunn explains how landlords can go about it in the most straightforward way.
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Should you use a “no-fee” estate agent?
Features Some online estate agents are now offering a “fee free” service. But, asks Emma Lunn, are any of them any good?
By Emma Lunn Published
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Don’t be caught by conveyancing scams
Features Conveyancing fraud is becoming increasingly common, with 159 homebuyers losing their deposits to fraudsters last year, up 85% on 2015.
By Emma Lunn Published
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How to vet prospective tenants
Features Finding the right tenant is a vital if you want to be paid on time. Emma Lunn explains how to go about it.
By Emma Lunn Published
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Getting the best deal from a wreck
Features Car write-offs can be massive administrative hassles. But as Emma Lunn explains, they can be turned to you financial advantage.
By Emma Lunn Published
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A long and fiddly checklist for landlords
Features Buying a property and letting it to tenants may sound like easy money, says Emma Lunn – but it’s a fiddly and increasingly bureaucratic business.
By Emma Lunn Published
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Take a dual-Sim phone on your next holiday
Tips If you’re a regular traveller, investing in a dual-Sim smartphone could free you up from having to carry around two phones, says Emma Lunn.
By Emma Lunn Published
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Should landlords hire a letting agent?
Features It’s every amateur landlord’s conundrum, says Emma Lunn – whether to hire a letting agent to manage your rental property or go it alone.
By Emma Lunn Published
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How can you take equity out of your home?
Features Many homeowners will have a substantial amount of equity in their house as a result of soaring property prices. It may be possible to borrow against this, says Emma Lunn – although caution is needed.
By Emma Lunn Published
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Tenants to bid for rental properties
Features Househunters will be asked to bid against one another to “win” a rental property if they use a property auction service that has recently launched in the UK.
By Emma Lunn Published
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Should you trust online bank-account aggregators?
Features Online tools can offer an easy way to keep an eye on your money, but security worries remain. New EU rules could change that next year, says Emma Lunn.
By Emma Lunn Published
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A legal threat against right-to-rent
Features The Joint Council for the Welfare of Immigrants as threatened to take the Home Office to court if it doesn’t re-evaluate its controversial right-to-rent scheme.
By Emma Lunn Published
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Is the UK exceptionally hostile to landlords?
Features Changes to the way landlords are taxed have been accused of being overly harsh. Is that fair? Emma Lunn investigates.
By Emma Lunn Published
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How Islamic savings accounts work
Features Islamic savings accounts can sometimes offer table-topping rates to savers, explains Emma Lunn.
By Emma Lunn Published
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Boost your deposit for better rates
Features A mortgage price war has broken out between lenders, says Emma Lunn. But borrowers with big deposits are the main winners.
By Emma Lunn Published
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How to claim for cancelled flights
Features An IT meltdown at British Airlines caused hundreds of flights to be cancelled. Emma Lunn explains how you can claim compensation.
By Emma Lunn Published
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Investing in your child’s education
Features The cost of a university education is soaring and parents often foot the bill. It’s important to begin planning for this as early as possible, says Emma Lunn.
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How to buy your freehold
Features There has been a lot of controversy recently over leaseholds that could make properties impossible to sell. A solution is to buy your freehold. Emma Lunn explains how.
By Emma Lunn Published
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