Dump your phone and save £160 a year

BT customers beware - you may be about to start paying a whole lot more for your landline telephone calls. As Ruth Jackson explains, there are a number of ways to get a much better deal.

If you are a BT customer, you have probably seen your phone bill rise steadily over the past year. The company has employed a variety of tricks to wring more money out of its customers, partly in order to plug its £7.5bn pension hole.

The bad news is, they're at it again. The good news is that you can do something about it.

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Ruth Jackson-Kirby

Ruth Jackson-Kirby is a freelance personal finance journalist with 17 years’ experience, writing about everything from savings accounts and credit cards to pensions, property and pet insurance.

Ruth started her career at MoneyWeek after graduating with an MA from the University of St Andrews, and she continues to contribute regular articles to our personal finance section. After leaving MoneyWeek she went on to become deputy editor of Moneywise before becoming a freelance journalist.

Ruth writes regularly for national publications including The Sunday Times, The Times, The Mail on Sunday and Good Housekeeping, among many other titles both online and offline.