Don’t worry so much about your pension

Like many people, you probably think you're not saving enough for your retirement. But the good news is, you may be more prepared than you realise. Merryn Somerset Webb reports.

Are you saving enough for retirement? I bet you think you are not. If you are anything like the rest of us, even the thought probably makes you feel slightly panicked. This is exactly how the industry would like you to feel.

With final-salary pension schemes shutting, annuity rates near record lows, and millions without private pension provision, the nation's fund managers have plenty of ammunition when it comes to pushing their savings schemes (just type "UK pensions disaster" into Google to get a flavour of the debate).

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