Three ways to boost your income

We may be facing a replay of the 1930s, but don't despair – if you can handle a bit of risk, you can still earn a decent return on your money, says Tim Bennett.

We may be facing a replay of the 1930s, but don't despair if you can handle a bit of risk, you can still earn a decent return on your money, says Tim Bennett.

Investors can be forgiven for feeling glum. We could well be facing the worst recession since the 1930s, and there's no sign of any light at the end of the tunnel. Government bail-out packages and rapid interest-rate cuts seem to have done very little to encourage lending, but have succeeded in demolishing the return on our savings.

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Tim graduated with a history degree from Cambridge University in 1989 and, after a year of travelling, joined the financial services firm Ernst and Young in 1990, qualifying as a chartered accountant in 1994.

He then moved into financial markets training, designing and running a variety of courses at graduate level and beyond for a range of organisations including the Securities and Investment Institute and UBS. He joined MoneyWeek in 2007.