Steer clear of structured products

We have never been fans of ‘structured products’ as investments, and it seems we are not alone. As The Daily Telegraph’s Andrew Oxlade notes, “the European Union is often derided, but on the odd occasion its policy wonks are bang on the money”. Brussels is increasingly unhappy with these products too.

The reason the grand-sounding European Securities and Markets Authority has taken a keen interest is that the Germans have been buying these products by the busload. One million were sold there last year, up from just 160,000 five years ago. The one piece of good news is that [...]

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