Pensions

Pensions are changing. Old-style defined-benefits pensions are disappearing. State coffers are running dry. And the government is constantly fiddling with the pensions rules. A comfortable retirement is by no means guaranteed.

So now more than ever it’s vital that you build up a healthy pot of money that you can draw on to fund your retirement. At MoneyWeek, we can help you do that. Not only accumulating your pension pot throughout your working years, but also making sure it produces the income you need to enjoy your retirement.

Britain’s new pension rules

The UK's new pension rules came into force on 6 April. Now, you can do what you like with your money. But with that freedom comes responsibility.

Click here to find out how these pension changes affect you.

How to make Pensions Freedom Day work for you

At MoneyWeek, it’s OUR goal to help you use your pension freedoms to help secure your financial future. But to make the very most of these changes, and enjoy these newfound freedoms, you need to understand what’s going on.

So we’ve put together a FREE report, ‘Pensions Freedom Day’ to help you find financial freedom to go on to pursue whatever other dreams or ambitions you have in life. We’ll show you how!

GET YOUR FREE REPORT >>

Pensions freedom: How to make sure scammers don’t steal your nest egg

Pensions Freedom Day signalled open season for scammers intent on tricking the unsuspecting out of their pension pots. Kam Patel looks at how to stay safe.

Pensioners: don’t get fleeced twice

Annuity holders looking to take advantage of their new freedom should be extra careful. Merryn Somerset Webb explains why.

Three pension traps for the unwary

Pensions Freedom Day is upon us, and you’re right to be excited, says Merryn Somerset Webb. Just watch out for these three pitfalls.

Latest articles on pensions

Andy Haldane is wrong: pensions aren’t complicated

Andy Haldane of the Bank of England © Getty Images

Andy Haldane, the Bank of England’s chief economist, claims he doesn’t understand pensions. But despite what everyone thinks, says Merryn Somerset Webb, they’re not complicated at all.

State pension: crushed hopes for wronged retirees

The government has “no plans” to help women who stand to lose thousands of pounds because of increases to the state pension age, it announced last week.

Pensions on the brink

Defined-benefit pensions should pull back from bonds to avoid going the way of BHS, Pensions Minister Ros Altmann tells Merryn Somerset Webb.

Brexit will squeeze expats

Expats with cocktails © iStock

Briton retiring abroad could lose out on their pensions if Britain votes to leave the EU, says Natalie Stanton.

Are you under the lifetime allowance?

Saving in a pension above the lifetime allowance could end up costing you. Natalie Stanton looks at the most tax-efficient ways to plan for your retirement.

Are you invested in the wrong pension fund?

Despite the shake-up of the pensions rules, the benefits of being invested in a so-called lifestyle fund are less clear, says Natalie Stanton.

The £1.85trn debt black hole in public pensions

The government has buried its head in the sand over unfunded public pensions, says Natalie Stanton.

The great pensions bubble

Today’s workers count the pensions they are promised as part of their wealth. Edward Chancellor explains why that’s optimistic to say the least.

Be careful with your nest egg

Financial advisers are recommending retirees put their money into active funds. Natalie Stanton explains why there are better places to invest.

Pensions rule changes will hurt the young

The government claims that changes to how state pensions are calculated will benefit younger workers. But not everybody is convinced, says Natalie Stanton.

From 6 April 2015, you have been able to do whatever you like with your pension money. John Stepek explains the changes, and what you should do with your pension pot.