Pensions

Pensions are changing. Old-style defined-benefits pensions are disappearing. State coffers are running dry. And the government is constantly fiddling with the pensions rules. A comfortable retirement is by no means guaranteed.

So now more than ever it’s vital that you build up a healthy pot of money that you can draw on to fund your retirement. At MoneyWeek, we can help you do that. Not only accumulating your pension pot throughout your working years, but also making sure it produces the income you need to enjoy your retirement.

Britain’s new pension rules

The UK's new pension rules came into force on 6 April. Now, you can do what you like with your money. But with that freedom comes responsibility.

Click here to find out how these pension changes affect you.

How to make Pensions Freedom Day work for you

At MoneyWeek, it’s OUR goal to help you use your pension freedoms to help secure your financial future. But to make the very most of these changes, and enjoy these newfound freedoms, you need to understand what’s going on.

So we’ve put together a FREE report, ‘Pensions Freedom Day’ to help you find financial freedom to go on to pursue whatever other dreams or ambitions you have in life. We’ll show you how!

GET YOUR FREE REPORT >>

Pensions freedom: How to make sure scammers don’t steal your nest egg

Pensions Freedom Day signalled open season for scammers intent on tricking the unsuspecting out of their pension pots. Kam Patel looks at how to stay safe.

Pensioners: don’t get fleeced twice

Annuity holders looking to take advantage of their new freedom should be extra careful. Merryn Somerset Webb explains why.

Three pension traps for the unwary

Pensions Freedom Day is upon us, and you’re right to be excited, says Merryn Somerset Webb. Just watch out for these three pitfalls.

Latest articles on pensions

Now’s not the time to buy an annuity

The yield on UK government bonds has fallen on the Brexit vote. Retirees should steer clear of annuities, says Merryn Somerset Webb.

Should pension deficits come before dividends?

Sir Philip Green © Getty images

Are putting enough of a priority on ensuring that employees’ pensions are adequately funded? Natalie Stanton reports.

Apathy will hit your retirement

Most savers who accessed their pension since the new pensions freedom changes didn’t shop around. Natalie Stanton explains why that’s a costly mistake.

Final-salary schemes face a squeeze

The government is considering indexing final-salary pension schemes to the lower-rate CPI. There’s just one catch, says Natalie Stanton.

How much of your pension can you afford to spend each year?

In today’s low-interest-rate world, knowing how much pension to draw down can be tricky, says Natalie Stanton.

An end to pension exit fees

The UK financial watchdog is set to crackdown on early exit fees, which charge investors who want to cash in their pensions before a set retirement age.

Tata seeks to bend rules

Government plans to overhaul the pension scheme behind lossmaking Tata Steel could set a dangerous precedent. Natalie Stanton reports.

Who’s to blame for the pension crisis?

Perhaps Bank of England chief economist Andy Haldane should look closer to home when it comes to the problem with pensions.

New rules for master trusts

The Queen's Speech © Getty images

The Pensions Bill made an appearance in the Queen’s Speech last week. Natalie Stanton looks at what it might mean for your pension.

Andy Haldane is wrong: pensions aren’t complicated

Andy Haldane of the Bank of England © Getty Images

Andy Haldane, the Bank of England’s chief economist, claims he doesn’t understand pensions. But despite what everyone thinks, says Merryn Somerset Webb, they’re not complicated at all.

From 6 April 2015, you have been able to do whatever you like with your pension money. John Stepek explains the changes, and what you should do with your pension pot.