Pensions

Pensions victory for same-sex couples

A Supreme Court victory for a retired businessman who argued that the UK’s pensions legislation discriminated against same-sex couples paves the way for thousands of gay couples to claim improved retirement benefits.

Back in the black

Jonathan Compton says it's time to buy cheap banks

Pensions are changing. Old-style defined-benefits pensions are disappearing. State coffers are running dry. And the government is constantly fiddling with the pensions rules. A comfortable retirement is by no means guaranteed.

So now more than ever it’s vital that you build up a healthy pot of money that you can draw on to fund your retirement. At MoneyWeek, we can help you do that. Not only accumulating your pension pot throughout your working years, but also making sure it produces the income you need to enjoy your retirement.

How to make Pensions Freedom Day work for you

At MoneyWeek, it’s OUR goal to help you use your pension freedoms to help secure your financial future. But to make the very most of these changes, and enjoy these newfound freedoms, you need to understand what’s going on.

So we’ve put together a FREE report, ‘Pensions Freedom Day’ to help you find financial freedom to go on to pursue whatever other dreams or ambitions you have in life. We’ll show you how!

GET YOUR FREE REPORT >>

Pensions freedom: How to make sure scammers don’t steal your nest egg

Pensions Freedom Day signalled open season for scammers intent on tricking the unsuspecting out of their pension pots. Kam Patel looks at how to stay safe.

Pensioners: don’t get fleeced twice

Annuity holders looking to take advantage of their new freedom should be extra careful. Merryn Somerset Webb explains why.

Three pension traps for the unwary

Pensions Freedom Day is upon us, and you’re right to be excited, says Merryn Somerset Webb. Just watch out for these three pitfalls.

Latest articles on pensions

Pensions victory for same-sex couples

A Supreme Court victory for a retired businessman who argued that the UK’s pensions legislation discriminated against same-sex couples paves the way for thousands of gay couples to claim improved retirement benefits.

Savers opt for pensions freedom

Almost a third of savers using income-drawdown plans to access their pension take no financial advice before doing so, according to the Financial Conduct Authority.

Will you be forced to pay for pension advice?

Older couple receiving advice © iStock

Thousands of pension savers will avoid having to pay for mandatory financial advice following a government initiative aimed at those on small pots of retirement cash.

EU-wide pension plan takes shape

New plans for an EU pension could make saving for retirement more straightforward for people who move from one member state to another during their careers – but it is not yet clear whether the scheme will be open to Britons following Brexit.

A crackdown on final-salary transfers

The ongoing controversy over transfers out of gold-plated final-salary pension schemes is a reminder of the tough balancing act that financial regulators constantly have to manage, says David Prosser.

Where to save for retirement

There are a number of ways to save for retirement, but for most of us a pension scheme will be the core of our planning.

How to be a better investor

Whether you are a new or seasoned investor, it’s a good idea to cast a critical eye over your financial habits. Here are some tips to help you do that.

Get a break backing small firms

If you’ve filled your Isa and pension, VCTs and the EIS offer good tax perks – but make sure you understand the risks

Why Sipps aren’t yet embracing P2P

Innovative Finance Isas are finally beginning to take off , with several launched since the start of the new tax year. However, the same can’t be said for P2P investments in Sipps. Here’s why.

The best places to retire in the UK

If you’re tired of the rat race, you may be thinking of moving to somewhere more peaceful when you draw your pension. We look at some of the top choices for retirees in the UK

From 6 April 2015, you have been able to do whatever you like with your pension money. John Stepek explains the changes, and what you should do with your pension pot.