Pensions

Frightening times for fat cats

Why lower pay for bosses could be good for investors

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Pensions are changing. Old-style defined-benefits pensions are disappearing. State coffers are running dry. And the government is constantly fiddling with the pensions rules. A comfortable retirement is by no means guaranteed.

So now more than ever it’s vital that you build up a healthy pot of money that you can draw on to fund your retirement. At MoneyWeek, we can help you do that. Not only accumulating your pension pot throughout your working years, but also making sure it produces the income you need to enjoy your retirement.

How to make Pensions Freedom Day work for you

At MoneyWeek, it’s OUR goal to help you use your pension freedoms to help secure your financial future. But to make the very most of these changes, and enjoy these newfound freedoms, you need to understand what’s going on.

So we’ve put together a FREE report, ‘Pensions Freedom Day’ to help you find financial freedom to go on to pursue whatever other dreams or ambitions you have in life. We’ll show you how!

GET YOUR FREE REPORT >>

Pensions freedom: How to make sure scammers don’t steal your nest egg

Pensions Freedom Day signalled open season for scammers intent on tricking the unsuspecting out of their pension pots. Kam Patel looks at how to stay safe.

Pensioners: don’t get fleeced twice

Annuity holders looking to take advantage of their new freedom should be extra careful. Merryn Somerset Webb explains why.

Three pension traps for the unwary

Pensions Freedom Day is upon us, and you’re right to be excited, says Merryn Somerset Webb. Just watch out for these three pitfalls.

Latest articles on pensions

Got a final salary pension? Now might be the time to cash it in

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Take advantage of the global bond bubble and cash in that final salary pension scheme, says Merryn Somerset Webb.

Pension exit fees to be slashed

The government is proposing to limit the exit charges levied by some workplace pension schemes on savers who withdraw their money early. David Prosser explains.

Higher-rate taxpayers: start your own pensions austerity drive

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Higher-rate taxpayers whose pension pots aren’t at the lifetime allowance should put every penny they can into their pension before the chancellor abolishes tax relief, says Merryn Somerset Webb.

Will you have enough to manage as you get older?

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While many retirees are turning their backs on annuities, it is important to plan for the future, says David Prosser.

Will Philip Hammond sort out the rich’s pension problems?

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People don’t think the rich have suffered under austerity. But they’ve been hit with plenty of stealth tax rises, says Merryn Somerset Webb – especially on their pensions.

Expats: avoid costly pension transfers

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The weaker pound has been bad news for expats living in the European Union. David Prosser explains what that means for pensions.

Expect more tinkering with pensions

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Assuming the current rules on pensions will remain in place could prove to be a mistake, says David Prosser.

Pensioners pause for breath after the dash for cash

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More pension savers are getting their hands on their cash, says David Prosser. But they’re opting for smaller sums.

Pensions freedom is great – just be careful how you use it

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Pensions freedom – the ability to draw money from your pension pot from the age of 55 – is excellent. But there are dangers too, says Merryn Somerset Webb.

Britain’s pensions crisis

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The headlines are full of alarming stories about deficits. Should you be worried about your pension? Simon Wilson reports.

From 6 April 2015, you have been able to do whatever you like with your pension money. John Stepek explains the changes, and what you should do with your pension pot.