Pensions

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Pensions are changing. Old-style defined-benefits pensions are disappearing. State coffers are running dry. And the government is constantly fiddling with the pensions rules. A comfortable retirement is by no means guaranteed.

So now more than ever it’s vital that you build up a healthy pot of money that you can draw on to fund your retirement. At MoneyWeek, we can help you do that. Not only accumulating your pension pot throughout your working years, but also making sure it produces the income you need to enjoy your retirement.

How to make Pensions Freedom Day work for you

At MoneyWeek, it’s OUR goal to help you use your pension freedoms to help secure your financial future. But to make the very most of these changes, and enjoy these newfound freedoms, you need to understand what’s going on.

So we’ve put together a FREE report, ‘Pensions Freedom Day’ to help you find financial freedom to go on to pursue whatever other dreams or ambitions you have in life. We’ll show you how!

GET YOUR FREE REPORT >>

Pensions freedom: How to make sure scammers don’t steal your nest egg

Pensions Freedom Day signalled open season for scammers intent on tricking the unsuspecting out of their pension pots. Kam Patel looks at how to stay safe.

Pensioners: don’t get fleeced twice

Annuity holders looking to take advantage of their new freedom should be extra careful. Merryn Somerset Webb explains why.

Three pension traps for the unwary

Pensions Freedom Day is upon us, and you’re right to be excited, says Merryn Somerset Webb. Just watch out for these three pitfalls.

Latest articles on pensions

Based abroad? Avoid portfolio bonds

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If you’re an expat expecting to return to the UK, you might be offered portfolio bonds. But as David Prosser explains, they’re rarely a good idea.

How to meet the costs of long-term care

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Thinking about how you’re going to pay for care in your old age may not be a pleasant task, but planning early is essential, says Marina Gerner.

Duck under the lifetime limit

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The £1m lifetime allowance for pension savings may pose a real headache for hundreds of thousands of savers, says David Prosser.

Get your pension savings off to a flying start

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Plan your pension savings carefully now in order to be able to retire when you want, says David Prosser.

What changed this year in pensions

We are fairly used to the government meddling with pensions, says David Prosser. And 2016 was no different.

Should you swap a pension for a Lisa?

Lifetime individual savings accounts (Lisas) should be with us in April. Are they a better bet for your retirement? David Prosser investigates.

Tax relief in 2017: use it or lose it

What should your pension planning priorities be for 2017? The short answer, for many people, will be “use it before you lose it”, says David Prosser.

Got a final salary pension? Now might be the time to cash it in

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Take advantage of the global bond bubble and cash in that final salary pension scheme, says Merryn Somerset Webb.

Pension exit fees to be slashed

The government is proposing to limit the exit charges levied by some workplace pension schemes on savers who withdraw their money early. David Prosser explains.

Higher-rate taxpayers: start your own pensions austerity drive

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Higher-rate taxpayers whose pension pots aren’t at the lifetime allowance should put every penny they can into their pension before the chancellor abolishes tax relief, says Merryn Somerset Webb.

From 6 April 2015, you have been able to do whatever you like with your pension money. John Stepek explains the changes, and what you should do with your pension pot.