Pensions

University challenge

How to profit from Britain's innovation explosion

  • Why creative destruction works

Pensions are changing. Old-style defined-benefits pensions are disappearing. State coffers are running dry. And the government is constantly fiddling with the pensions rules. A comfortable retirement is by no means guaranteed.

So now more than ever it’s vital that you build up a healthy pot of money that you can draw on to fund your retirement. At MoneyWeek, we can help you do that. Not only accumulating your pension pot throughout your working years, but also making sure it produces the income you need to enjoy your retirement.

How to make Pensions Freedom Day work for you

At MoneyWeek, it’s OUR goal to help you use your pension freedoms to help secure your financial future. But to make the very most of these changes, and enjoy these newfound freedoms, you need to understand what’s going on.

So we’ve put together a FREE report, ‘Pensions Freedom Day’ to help you find financial freedom to go on to pursue whatever other dreams or ambitions you have in life. We’ll show you how!

GET YOUR FREE REPORT >>

Pensions freedom: How to make sure scammers don’t steal your nest egg

Pensions Freedom Day signalled open season for scammers intent on tricking the unsuspecting out of their pension pots. Kam Patel looks at how to stay safe.

Pensioners: don’t get fleeced twice

Annuity holders looking to take advantage of their new freedom should be extra careful. Merryn Somerset Webb explains why.

Three pension traps for the unwary

Pensions Freedom Day is upon us, and you’re right to be excited, says Merryn Somerset Webb. Just watch out for these three pitfalls.

Latest articles on pensions

Act now to make the most of tax breaks

Graphic of a woman being squeezed for cash © Alamy

It’s important to use pension allowances before you lose them, says David Prosser.

Dividend-tax grab shows why Isas and pensions still matter

Philip Hammond’s 2017 budget is another reminder that assuming that the tax system won’t change is always a dangerous foundation for financial planning.

Pensions freedom – a boon for the taxman

The Treasury will raise £1.6bn of tax in 2017-2018 from pension transactions associated with the pensions freedom reforms of two years ago – almost twice as much as it had previously forecast.

Hammond cracks down on overseas pensions transfers

People seeking to move their pensions out of the UK could face punitive tax charges under rules unveiled in last week’s budget, with both Britons living abroad and foreign nationals based in the UK potentially affected

Should you stick with your final-salary pension scheme?

Most financial advisers assume that members of final-salary pension schemes are better off sticking with them. But many people are switching to money purchase schemes. Should you do the same?

The madness of high-earners’ pension rules

Pensioner with lots of cash © Getty Images

The pensions relief taper is the most stupid, the most complicated, and the worst thought out personal finance policy ever, says Merryn Somerset Webb. And that is saying something.

Don’t write off annuities

Office party © Alamy

Annuity rates have finally begun bouncing back after a prolonged period of decline. David Prosser reports.

Is your gold-plated pension safe?

Pension Plan going through the shredder © Getty images

You may have a defined-benefit pension, says David Prosser. But that doesn’t mean you’ll get everything you’ve been promised.

Giving up your defined-benefit pension isn't so crazy

While defined-benefit pensions are the envy of those who don’t have them, ever more people are electing to give them up, says Merryn Somerset Webb.

A pensions win for unmarried couples

Couple sitting together © Getty images

Millions of unmarried couples could be in line for improved pension rights. David Prosser reports.

From 6 April 2015, you have been able to do whatever you like with your pension money. John Stepek explains the changes, and what you should do with your pension pot.
66% off newsstand price

12 issues (and much more) for just £12

That’s right. We’ll give you 12 issues of MoneyWeek magazine, complete access to our exclusive web articles, our latest wealth building reports and videos as well as our subscriber-only email… for just £12.

That’s just £1 per week for Britain’s best-selling financial magazine.

Click here to take advantage of our offer

Britain is leaving the European Union. Donald Trump is reducing America’s role in global markets. Both will have profound consequences for you as an investor.

MoneyWeek analyses the critical issues facing British investors on a weekly basis. And, unlike other publications, we provide you with the solutions to help you turn a situation to your financial advantage.

Take up our offer today, and we’ll send you three of our most important investment reports:

All three of these reports are yours when you take up our 12 issues for £12 offer today.

MoneyWeek has been advising private British investors on what to do with their money since 2000. Our calls over that period have enabled our readers to both make and save a great deal of money – hence our position as the UK’s most-trusted investment publication.

Click here to subscribe for just £12