Pensions

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Pensions are changing. Old-style defined-benefits pensions are disappearing. State coffers are running dry. And the government is constantly fiddling with the pensions rules. A comfortable retirement is by no means guaranteed.

So now more than ever it’s vital that you build up a healthy pot of money that you can draw on to fund your retirement. At MoneyWeek, we can help you do that. Not only accumulating your pension pot throughout your working years, but also making sure it produces the income you need to enjoy your retirement.

How to make Pensions Freedom Day work for you

At MoneyWeek, it’s OUR goal to help you use your pension freedoms to help secure your financial future. But to make the very most of these changes, and enjoy these newfound freedoms, you need to understand what’s going on.

So we’ve put together a FREE report, ‘Pensions Freedom Day’ to help you find financial freedom to go on to pursue whatever other dreams or ambitions you have in life. We’ll show you how!

GET YOUR FREE REPORT >>

Pensions freedom: How to make sure scammers don’t steal your nest egg

Pensions Freedom Day signalled open season for scammers intent on tricking the unsuspecting out of their pension pots. Kam Patel looks at how to stay safe.

Pensioners: don’t get fleeced twice

Annuity holders looking to take advantage of their new freedom should be extra careful. Merryn Somerset Webb explains why.

Three pension traps for the unwary

Pensions Freedom Day is upon us, and you’re right to be excited, says Merryn Somerset Webb. Just watch out for these three pitfalls.

Latest articles on pensions

Stick to withdrawal rules

Regulators warn thousands of people are being tricked into breaking the pensions rules by rogue advisers. David Prosser explains.

Women must accept later retirement, says minister

Waspi banner © Rex Features

Has Women Against State Pension Inequality (WASPI) campaign been given false hope? David Prosser reports.

Don’t rely on your house for retirement

Andy Haldane © Rex Features

Andy Haldane, the Bank of England’s chief economist, suggested property is a better bet for retirement than a pension. David Prosser explains why he’s wrong.

Every pensioner's ultimate goal should be to die with nothing

Pensioners spending © Getty Images

The financial services industry needs to help pensioners decumulate their wealth. Forget preserving capital; the aim should be to spend it so you die the day before it runs out.

How to secure income in a world of low yields

The low yields on bonds mean you may need to consider other ways of generating income for your retirement, says David Prosser.

Will Isas replace pensions?

Individual savings accounts (Isas) could be on track to replace personal pensions as the standard way to invest for the long term.

The Bank of England is driving up your personal pension deficit

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The pension deficit problem is worsening as “emergency” monetary policy continues. And it’s not just affecting company schemes, it hurts anyone with a “defined contribution” pension. John Stepek explains why.

A novel way to beat loneliness in retirement

The Older Women’s Co-Housing (OWCH) project is building a community to look out for one another – not after one another.

Hang on to that final-salary scheme

Why would you give up a gold-plated final-salary pension for an inferior money-purchase scheme, asks David Prosser.

Make sure your pension savings outlast you

Thousands of retirees have taken advantage of the new pensions freedom rules. But as David Prosser explains, it’s vital to make sure you don’t run out of funds.

From 6 April 2015, you have been able to do whatever you like with your pension money. John Stepek explains the changes, and what you should do with your pension pot.