Pensions

Pensions are changing. Old-style defined-benefits pensions are disappearing. State coffers are running dry. And the government is constantly fiddling with the pensions rules. A comfortable retirement is by no means guaranteed.

So now more than ever it’s vital that you build up a healthy pot of money that you can draw on to fund your retirement. At MoneyWeek, we can help you do that. Not only accumulating your pension pot throughout your working years, but also making sure it produces the income you need to enjoy your retirement.

Britain’s new pension rules

The UK's new pension rules came into force on 6 April. Now, you can do what you like with your money. But with that freedom comes responsibility.

Click here to find out how these pension changes affect you.

How to make Pensions Freedom Day work for you

At MoneyWeek, it’s OUR goal to help you use your pension freedoms to help secure your financial future. But to make the very most of these changes, and enjoy these newfound freedoms, you need to understand what’s going on.

So we’ve put together a FREE report, ‘Pensions Freedom Day’ to help you find financial freedom to go on to pursue whatever other dreams or ambitions you have in life. We’ll show you how!

GET YOUR FREE REPORT >>

Pensions freedom: How to make sure scammers don’t steal your nest egg

Pensions Freedom Day signalled open season for scammers intent on tricking the unsuspecting out of their pension pots. Kam Patel looks at how to stay safe.

Pensioners: don’t get fleeced twice

Annuity holders looking to take advantage of their new freedom should be extra careful. Merryn Somerset Webb explains why.

Three pension traps for the unwary

Pensions Freedom Day is upon us, and you’re right to be excited, says Merryn Somerset Webb. Just watch out for these three pitfalls.

Latest articles on pensions

Are you under the lifetime allowance?

Saving in a pension above the lifetime allowance could end up costing you. Natalie Stanton looks at the most tax-efficient ways to plan for your retirement.

Are you invested in the wrong pension fund?

Despite the shake-up of the pensions rules, the benefits of being invested in a so-called lifestyle fund are less clear, says Natalie Stanton.

The £1.85trn debt black hole in public pensions

The government has buried its head in the sand over unfunded public pensions, says Natalie Stanton.

The great pensions bubble

Today’s workers count the pensions they are promised as part of their wealth. Edward Chancellor explains why that’s optimistic to say the least.

Be careful with your nest egg

Financial advisers are recommending retirees put their money into active funds. Natalie Stanton explains why there are better places to invest.

Pensions rule changes will hurt the young

The government claims that changes to how state pensions are calculated will benefit younger workers. But not everybody is convinced, says Natalie Stanton.

Should you sacrifice your salary?

Salary sacrifice schemes can cut down the amount of tax you pay on your earnings. But are they always a good idea? Sarah Moore investigates.

When can women retire?

Following months of campaigns and protests, MPs have launched an inquiry into a proposal to ease the impact on women most affected by the state pension age rising to match the state pension age for men.

What Osborne’s pensions overhaul means for you

MoneyWeek cover image - George Osborne tinkering

Pensions are changing – for the better in the long term. But in the short term, we’ve got a complicated mess. Charlie Corbett looks at the best ways to squirrel away your cash.

What happens to your pension if your employer goes bust?

With BHS filing for insolvency, nearly 13,000 current and former staff who are under retirement age will see their pension trimmed by 10%. If your company suffers a similar fate, here’s what you’d need to know.

From 6 April 2015, you have been able to do whatever you like with your pension money. John Stepek explains the changes, and what you should do with your pension pot.